Home Loans Made Simple.
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Is buying, refinancing or renovating a home in your future? Let me help you achieve your homeownership goals through our simple and hassle-free home loan process. I’ll be by your side delivering personalized service, professional guidance and timely results on the way to your ideal home loan.
highlights
  • 400+ Home Loan Products to meet all your home financing goals
  • Local Market Expertise
  • Personalized Service
  • 1Day AdvantEDGE 1
  • Unique Buyers AdvantEDGE program 2
Highlights
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Why PrimeLending?

At PrimeLending, we believe people make the difference. When you call us, we’ll connect you with one of our 2,500 dedicated loan experts who can answer any questions you have and help you decide which of our 400 loan options is the best fit for you. You’ll see first-hand why PrimeLending continues to rank as a top-10 purchase lender by Scotsman Guide magazine. It’s because we have more than 30 years of experience in hiring people who are dedicated to providing the service, support and guidance you deserve. And because we’re committed to helping our borrowers achieve their goals through a simple and streamlined mortgage process.

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5-star Reviews From People Just Like You

My family and I would like to thank you for all of your help during the loan process. Your hard work and dedication to our loan paid off in the end and enabled us to get into our new "dream" home. You said in the beginning that you weren’t sure if you could get it done, but you did and we thank you for that. This loan process with you was painless and I wish I had purchased my other home with you. James at PrimeLending dedicated his time and efforts as if it was his own home, which made it seem as if I was a friend and not just a client. Thanks again James Rhodes your the man!!!!

Hector M.

Albuquerque, NM

"James helped us to refinance our house twice. We approached him the first time for help when interest rates were significantly below what we had originally bought the house for. Like millions of others, we know we are under water on our home loan - we purchased at the top of the bubble at the end of 2005. When he helped us with the first refinance, he found a program that would not involve an appraisal. After that, interest rates dropped again, and we contacted him - but James counseled us to wait until the rates had dropped even further before refinancing again. When the time was right, James called us and set up the second refinance.He accommodated our wishes to go with a different title company, a shorter payoff (15 instead of 30 years) and he attended the final meeting to make sure the signing went well. James keeps his customers' interests in mind."

Patrice and Bill A.

Albuquerque, NM

I couldn't be more pleased with the service I received from James. I admit, I was hesitant to go outside the traditional credit union or banking system but, James assured me he'd walk me through the process of obtaining a mortgage for my cross-country move and, he was! I was easily able to reach out to him via telephone or email and get quick, accurate responses - that's very different than the customer service provided by the traditional routes. I highly recommend James!

Carmen K.

Albuquerque, NM

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Our mortgage process

  • STEP 1: Apply and Gather Financials
  • STEP 2: Appraise & Verify Property
  • STEP 3: Process & Underwrite Loan
  • STEP 4: eClose3
  • STEP 5: Settle in & Relax

Discover Our Process

Which type of loan is right for you?

Let's discuss your options,
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1Restrictions apply. All loans subject to credit approval. Borrower may not own other real estate or rely on self-employment to qualify (W-2 or verified fixed income only). Limited to conventional/conforming loan for purchase of primary residence with a 20% down payment. Must submit application and required documentation via online application portal and integrated resources  and receive approve/eligible or accept from automated underwriting system. Refinance, investment, VA, FHA, USDA, jumbo, bond, down payment assistance programs, renovation, construction, and brokered out loans are not eligible. Will be subject to property meeting investor requirements. Eligible applications submitted after 1pm local time or on a weekend or company holiday  will be deemed submitted the next business day. Unforeseen circumstances excuses lender’s performance. Effective for applications after 11/3/23. Rates, fees, and offer terms subject to change. See https://www.primelending.com/legal-disclosures/1day-advantedge-terms-and-conditions for full details.

2Approval means an Underwriter has reviewed your application and has verified all necessary forms of income, assets, and credit. All loans subject to final credit approval and acceptable property. Conditions and restrictions may apply.

3eClose allows for electronic signing of most (not all) documents prior to closing.