The PrimeLending Experience

Our process starts with you.

Step 1: Start Your Application Step 1: Start Your Application

Start Your Application

Our online application captures all of the important information we need to pre-qualify* you, make a loan recommendation and give you an estimate. If you have any questions or want guidance along the way, we’re here for you.

Set a price range
Compare loan options
Decide on down payment amount
Get pre-qualified
Get your Loan Estimate
Intent to proceed

Financial Documents

We’ll make it fast and easy for you to digitally transfer, upload or email us the important documents we need to verify your information and process your application.

Submit key documents
We’ll pull credit
We’ll verify information and request additional documents (if needed)

Step 2: Confirm Property Information Step 2:
Confirm Property Information

Appraise & Verify Property

The property will need to be appraised by a professional and there will need to be a legal search on the property title. We will coordinate this for you and let you know when each step is complete.

Property appraisal
Property inspection
Title search

Step 3: Review and Finalize

Process & Underwrite Loan

Our team will review your application and any other documents while working through any last-minute questions before making a decision about your loan. We’ll keep you updated so you always know where you stand and what comes next.

Loan approval
Lock a rate
Order title insurance
Schedule closing

Step 4: Sign & Close Step 4:
Sign and Close

Closing

We’ll double-check that everything is in place for a smooth, on-time closing. Once you get the thumbs up, it’s time to sign papers, paying closing costs and experience the joys of homeownership.