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Lower down payments. Less stringent qualification requirements. Those are just a few benefits of a Federal Housing Administration (FHA) loan, which are designed to help home buyers who may be financing under a strict budget.
Backed by the government, FHA loans offer the following perks:
- Down payment as low as 3.5%
- Lower credit score eligibility
- Fixed-rate options from 30, 25, 20 and 15 years
Both fixed-rate and adjustable-rate options are available for FHA loans — which one fits you best will depend on your situation.
Whatever your goals are, I’m here to help you feel confident in your home buying decision. I’m committed to finding the perfect mortgage for you and your budget, while also guiding you through a simple and streamlined home loan process.
If you think an FHA loan might be the right solution for you, watch this quick FHA video for more insight.