portrait_1386361109064.jpg
Jody Bartley
Branch Manager
658 Rio Street,
Red Bluff, CA 96080
NMLS# 453443
Mobile: 530-520-5805
Direct: 530-529-0812
Fax: 866-217-8884

The PrimeLending Experience

Our process starts with you.
Scroll to see the PrimeLending Mortgage Process

Let's Talk

If you are buying a home for the first time, have unique circumstances or just want to talk about your options, a conversation is the perfect place to start.

  • Assess renting vs buying
  • Compare loan options
  • Identify potential red flags
  • Understand the process
  • Connect with me
Step 1: You share information

Start Your Application

Our online application will capture all the important information we need to pre-qualify* you, make a loan recommendation and give you an estimate. If you have questions or want guidance along the way, just ask.

  • Set a price range
  • Compare loan options
  • Decide on down payment amount
  • Get pre-qualified
  • Get your Loan Estimate
  • Intent to Proceed

Send us Financial Documents

We’ll make it fast and easy for you to digitally transfer, upload or email us the important documents we need to verify your information and process your application.

  • Submit key documents
  • We’ll pull credit
  • We’ll verify information and request addtional documents (if needed)
Step 2:
We confirm property information

Appraise & Verify Property

We need to ensure the property is valued correctly and available for purchase. This means getting the property appraised by a professional and doing a legal search on the property title. We coordinate this for you, and let you know when these steps are complete.

  • Property appraisal
  • Property inspection
  • Title search
Step 3: We review and finalize

Process & Underwrite Loan

Our team reviews the application and documents, works through any questions and makes a decision about your loan. Remember, with frequent updates you’ll always know where you stand and what comes next.

  • Loan approval
  • Lock a rate
  • Order title insurance
  • Schedule closing
Step 4:
You sign and celebrate

Closing

We’ll check and double-check that everything is in place for a smooth, on-time closing. Once signed, it’s time to celebrate an exciting new beginning.

  • Receive Closing Disclosure
  • Closing costs and cash needed to close (if necessary)
  • Closing instruction
  • Sign papers, pay closing costs and take ownership

Are you ready to get started
with your home loan?

APPLY NOW

Do you need more
information?

LET'S TALK

*A prequalification is not an approval of credit, and does not signify that underwriting requirements have been met.