24-Hour Credit Approval2

Real estate is all about timing. When you find the home that is perfect for you, nothing should hold you back, including your mortgage approval. With 1Day AdvantEDGE1 from PrimeLending, you could be approved2 for a mortgage within 24 hours of completing your online loan application.

Plus, if you are approved with 1Day AdvantEDGE, you will receive a $250 lender credit3 at closing.

How 1Day AdvantEdge Works

If you qualify for 1Day AdvantEDGE, you could expect to be approved for a loan in a day. Here’s how it works:

  1. Complete your online application and submit all required documentation through the automated data verification process
  2. Our underwriting system verifies all of your assets.
  3. Your approval letter arrives in your inbox within 24 hours.

The faster you get your mortgage approval, the closer you are to closing day! Apply Now to get started.

Who Qualifies For 1day AdvantEdge

1Day AdvantEDGE provides eligible borrowers with the tool they need to seek approval for a mortgage within 24 hours of their online application. You may be eligible for the 1Day AdvantEDGE program if you:

  • Are a W2 employee or have a verifiable fixed income such as a pension, Social Security, disability, etc.
  • Are not relying on any self-employment or rental income to qualify.
  • Do not own, and are not in the process of purchasing, real estate other than your primary residence.
  • Submit initial application and required documents via PrimeLending’s online application portal.
  • Meet eligibility requirements for a conventional/conforming home loan.

1Restrictions apply. All loans subject to credit approval. Borrower may not own other real estate or rely on self-employment to qualify (W-2 or verified fixed income only). Limited to conventional/conforming loan for purchase of primary residence with a 20% down payment. Must submit application and required documentation via online application portal and integrated resources and receive approve/eligible or accept from automated underwriting system. Refinance, investment, VA, FHA, USDA, jumbo, bond, down payment assistance programs, renovation, construction, and brokered out loans are not eligible. Will be subject to property meeting investor requirements. Eligible applications submitted after 1pm local time or on a weekend or company holiday will be deemed submitted the next business day. Unforeseen circumstances excuses lender’s performance. Effective for applications after 7/11/23. Rates, fees, and offer terms subject to change. See https://www.primelending.com/legal-disclosures/1day-advantedge-terms-and-conditions for full details.

2Approval indicates an Underwriter has reviewed your application and has verified all necessary forms of income, assets, and credit; final approval is subject to property conditions (e.g., inspection, appraisal) and is voided by changes in borrower’s credit, loan program, or unforeseen circumstances beyond lender’s control.

3$250 lender credit will be applied at closing to offset lender closing costs. No cash value. May not be combined with other offers