Joyce Smith Home > FHA Home Loans
Federal Housing Administration (FHA) home loans are popular for first-time home buyers, people sticking to a strict budget and seniors who are looking for more affordable loan options. Why? FHA loans allow for lower down payments and have less strict qualification requirements.
FHA Loan Benefits:
- Down payment as low as 3.5%
- Flexible income requirements
- Lower credit score eligibility
- Reduced closing costs
There are many types of FHA home loans that may fit your financial situation. We’ll work with you to review all of your options and help you make the best financing decision possible. We’ve spent more than 30 years perfecting the mortgage process from application through closing to help you confidently pursue your homeownership goals.
Contact me today if you’re interested in learning more about our FHA programs.