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Home Loans Made Simple.

Julie Martinez

Loan Originator | NMLS# ‍669116

A registered originator with PrimeLending

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Julie MartinezHome Loans Made Simple.

Expert Guidance for Every Stage of Homeownership

Whether you're buying your first home, refinancing, or taking on a renovation, I'm here to help make the mortgage journey smooth and straightforward. At PrimeLending, we’re proud to offer personalized guidance, clear communication, and timely results to help you reach your homeownership goals. From start to finish, my priority is to deliver a truly exceptional experience tailored to your needs.

Expert Guidance for Every Stage of Homeownership

Whether you're buying your first home, refinancing, or taking on a renovation, I'm here to help make the mortgage journey smooth and straightforward. At PrimeLending, we’re proud to offer personalized guidance, clear communication, and timely results to help you reach your homeownership goals. From start to finish, my priority is to deliver a truly exceptional experience tailored to your needs.

Highlights

  • 400+ Home Loan Products to meet all your home financing goals
  • Local Market Expertise
  • Personalized Service
  • 1Day AdvantEDGE 1
  • Unique Buyers AdvantEDGE program 2
Modern Home

Our Mortgage Process

  • Step 1: Gather Financials
  • Step 2: Appraisal, Title Search and Inspection
  • Step 3: Underwriting
  • Step 4: Closing on the Loan
  • Step 5: Settle In and Relax

Discover Our Process

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What Customers are Saying

Brian M.
Port Hueneme, CA
I don’t usually write reviews, but when service is this exceptional, it deserves to be recognized.
Working with Julie Martinez at PrimeLending has been the most seamless and impressive lending experience I’ve ever had. From start to finish, Julie and her branch manager operated with a level of professionalism, precision, and care that frankly puts most other lenders to shame.
This isn’t my first loan with Julie. She's helped multiple members of my family over the years, and every single time, she delivers. There’s no guesswork, no confusion, no stress, just clear guidance, constant communication, and real results. Julie doesn't just process loans, she strategically places her clients in the best possible position for long-term success.
She explained everything in a way that made complex financial terms feel approachable. She anticipated my questions before I could even ask them. She kept me informed every step of the way, always patient, always responsive. In a process that can often feel overwhelming, Julie brought calm, clarity, and complete confidence.
If you’re shopping around for a lender.... STOP. There’s a reason my entire family keeps coming back to Julie. Her knowledge, integrity, and execution are unmatched. Other lenders may offer promises, but Julie delivers results consistently, and with heart.
Whether you're refinancing or purchasing your first home, working with Julie isn't just a smart move, it's a game-changer baby.
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Closed August 2025

Source: Facebook

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Why PrimeLending?

Since 1986, we have been a go-to mortgage lender for families across the country looking to achieve their homeownership dreams. Our national team of dedicated loan officers delivers unmatched mortgage service, support and guidance from application to closing and beyond. In today's fast-paced real estate market, you can count on us to be by your side throughout the home lending process to help you confidently finance your home.

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The Ratings

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*Required Field

1Restrictions apply. All loans subject to credit approval. Borrower may not own other real estate or rely on self-employment to qualify (W-2 or verified fixed income only). Limited to conventional/conforming loan for purchase of primary residence with a 20% down payment. Must submit application and required documentation via online application portal and integrated resources  and receive approve/eligible or accept from automated underwriting system. Refinance, investment, VA, FHA, USDA, jumbo, bond, down payment assistance programs, renovation, construction, and brokered out loans are not eligible. Will be subject to property meeting investor requirements. Eligible applications submitted after 1pm local time or on a weekend or company holiday  will be deemed submitted the next business day. Unforeseen circumstances excuses lender’s performance. Effective for applications after 11/3/23. Rates, fees, and offer terms subject to change. See https://www.primelending.com/legal-disclosures/1day-advantedge-terms-and-conditions for full details.

2Approval means an Underwriter has reviewed your application and has verified all necessary forms of income, assets, and credit. All loans subject to final credit approval and acceptable property. Conditions and restrictions may apply.

3Survey administered and managed by an independent third party following loan closing. 96% satisfaction rating refers to the average overall satisfaction rating our customers gave during the period 01/01/24-12/31/24.