My oldest daughter and I just purchased her first home, and as most of us know the first time purchase can be a rough learning curve. JV and his team made this process so much simpler than I have seen in the past, we both actually found it a pleasant experience to purchase her home together. From financing to an unexpected early close, the entire process went smoothly. JV's team made the process of us qualifying together simple and seamless. My youngest daughter and her new husband will soon be purchasing their first home and the only group I will recommend is JV Valpreda and his awesome team!
Gabrielle F., Los Gatos, CA
I recently bought a home in Campbell. I was referred to JV for my Mortgage Financing. JV helped me through all the initial hurdles and some issues related to incorrect reporting on my credit. Once he realized I could benefit from a specific program, he helped me make the right choices and handheld me through the whole process. He checked in every step of the way and followed up multiple times after the close as well.
Simply amazing to work with
Very refreshing to work with an Honest and genuine person like JV.
Ana A., Campbell, CA
I had two homes that I did a refinance on at the same time... The process was very easy...everything was done online making it simple for me to upload needed information usually the same day it was requested.... Again the process went very smooth and the timeline John laid out when we started the process held true.... I highly recommend Prime Lending and working with John (JV)....
Eamonn M., Gilroy, CA
I worked with J.V. on my primary home loan application.
He was able to send appraiser second day and got my loan approved really fast.
Awesome team work.
Yahui C., San Jose, CA
Great to work with JV and his team! They were very proactive and expeditious throughout the process. We would do it again if needed.
Ken V., San Diego, CA
JV and his team are amazing! They helped with two loans simultaneously and kept everything running smoothly and efficiently. They made the process as painless as possible. Most items were completed online and I always received personal communication from someone explaining what I needed to do and why. My situation was a bit unique in that I was dealing with a recent divorce. JV and his team took it all into stride and pulled off everything perfectly. I was able to sign the documents for both loans at one time.
Arti S., Capitola, CA
JV and team were recommended to me by my realtor, and they were super amazing and helpful every step of the process! It was my first time ever purchasing a home so I was understandably very confused and didn't understand how the whole process worked.
JV was so wonderful and guided me through the whole way. He explained exactly how everything worked in detail but made it really easy for me to understand. We closed on my home much sooner than I expected also which was super exciting.
I would recommend JV and team to anyone!! They're great!!!
Danielle K., San Jose, CA
JV is a fantastic loan officer to work with. Most importantly, he understands the local market and the need to move quickly and aggressively. The value of this cannot be overstated somewhere like the Bay Area. I'm convinced I would not have had nearly as smooth a transaction if I had gone with a remote lender. JV and team kept me informed on the process, was clear on exactly what he needed and when, and was very easy to work with.
Jim H., Mountain View, CA
Your search for a great lender is over...with over 15+ years in the real estate game under my belt, I've worked with dozens of lenders and hundreds of clients...I couldn't have started working with JV soon enough!
Our most recent transaction had lots of moving parts, specifically with a buyer from Canada. JV handled the transaction like a true professional in a very timely manner, and closed the deal with no hassle (matter of fact, could've closed sooner than expected due to he and his team's hard work and awesome organization).
I have no doubt who to go to with all of my buyers needs in lending. I recommend anyone reading this to reach out to JV with any questions you have about your home mortgage!
Craig P., Real Estate Agent, Los Altos, CA
Overall, it was a pretty smooth ride, and I'd do it again for future real estate investments. JV was personable, funny, but most importantly incredibly competent and knowledgeable. Was everything chromed and perfect? Of course not - I'm Canadian, and understanding how Canadian securities played into the assets portion of a loan agreement was challenging, but JV helped me work through it, and the loan closed on-time and with the set of fees and interest rate I expected, which is more than some of my acquaintances have said about their lenders. Would recommend you at least chat with JV and get a quote before deciding on a lender to go with.
Luke K., Willow Glen, San Jose, CA
The JV Team are absolute pros. I just bought my first house and closed in only 12 business days!
JV and his team are an absolute pleasure to work with. The JV Team will help you get the best rate, packaged with the best scenario with awesome cost-savings throughout the life of the loan. If you are on the fence about using a loan officer, contact the JV Team. JV will work tirelessly to help you get through the process. I honestly suspect he does not sleep...
Elaine K., San Jose, CA
In the Real Estate business, we are exposed to many levels of skill, honesty, and ability when it comes to our Mortgage and Financing People that we work with. I have known John for about 15 years and highly recommend him for any financing assistance you or a client needs. He is easily reached, a great communicator, and takes the time and expends the effort needed to explain the process and then go out and get the job done at a high level.
Great job, JV!
Ted T., Real Estate Agent, Almaden Valley, San Jose, CA
J.V. and his team bring an outstanding level of service to their clients. Many of my clients have used his team, and they bring a high level of expertise to the transaction. I wholeheartedly recommend them.
Kip B., Real Estate Agent, Willow Glen, San Jose, CA
John has consistently provided excellent morgage lending service to clients of mine for the last couple of years. I have found him to be very thorough and effective, and has really gone the extra mile! I hope to work with him again soon.
Matt T., Real Estate Agent, Cupertino, CA
JV was THE 1 of 8 professionals whom I finally chose to provide the loan for our home. In spite of it being the busiest time of year, JV and his team were incredibly responsive, even after hours. He was also the ONLY party who came up with creative suggestions to reduce as many of the overhead expenses. He provided multiple credit allowance options with an exceptional NPV (over 10%). We got our keys SEVEN (7) days after seller's final acceptance. We did everything via email removing the headache of having to fax or meet face to face. If you want SUPERIOR service and a "NO headaches" experience, JV and his team are the ones to work with. I'd recommend him, and NO other, every time!
Fadi Afa A., San Jose, CA
JV knows the mortgage industry and used that knowledge to help me do two mortgages this year. He and is team are a delight to work with. Clear, patient, and reliable. It made the painstaking loan process much easier. I highly recommend him and will use him again for all of my mortgage needs
Kathy W., San Jose, CA
John and Krista handled our most recent mortgage refinance, and we couldn't be happier with the outcome. All along the way, they gave great advice and super execution; they stayed on top of us for the right documentation, and went out of their way to make sure the process was as painless as possible. And speed to closing was unmatched. Would definitely recommend.
Hani D., San Jose, CA
If you are looking to buy a house, talk to John first!
John was awesome from start to finish. I never thought we could even qualify for a loan. And yet John guided us through the whole process, making sure we not only got our loan, but that we were comfortable with the terms of the loan, the monthly payments, and the whole home buying process. He also referred us to a wonderful real estate agent.
In the end, we have a mortgage we are more than comfortable with, paying the amount we wanted, in an incredibly short period of time.
Bo T., Tracy, CA
Recently my wife and I purchased a new home and used the services offered by JV and his team. Despite us deciding to back out of two different real estate purchases after having completed all doc's for us JV was very understanding and ready to go on the next property. On a whim JV quickly put together an offer letter and got us in escrow with a 15 day close. Through the whole process JV was really good about explaining to us the various options of different loans. He is very responsive and easy to get in touch with. Plain and simple JV is a pleasure to work with. His expertise in the mortgage business made our experience easy with no stress. My wife and I would absolutely recommend his services to anyone in need of a good Mortgage Consultant
Kurt K., Roseville, CA
I contacted John for the purchase mortgage of my first home, a day after signing the contract - after having talked to many bankers. I wanted the lowest rate I could get, John promised to give me that and ultimately gave me even lower than what he promised. I wanted to close escrow within 26 days, John supported COE within 24 days. He provided me very sound advice on many aspects of the transaction, was very prompt in responding even on nights/weekends/vacation and a superlative service. Strongly recommended - very knowledgeable and delivers much beyond expectations.
Sanjeev G., Cupertino, CA
JV is probably the best professional I've worked with so far in the real estate industry. He helped me purchase my first home. Two years later, he called me out of the blue to notify me that I was eligible for refinancing my mortgate for $600 less per month and didn't charge me a dime. Prior to that, I had to be the one initiating anything in my favor but JV did initiated it in this case, which was a breath of fresh air, especially in this recession. He also provided excellent follow up well after the deal was closed. I would definitely recommen JV to anyone seeking a loan.
Avik G., Los Angeles, CA