Lock In Lower Payments This Fall
For a limited time, get lower mortgage payments thanks to Fall Savings Buydown program,3 PrimeLending’s 1-0 temporary buydown which effectively lowers the interest rate on the first year of your FHA, VA or USDA loan. Contact me today and mention promo code FALL SAVINGS to get all the details.
- 400+ Home Loan Products to meet all your home financing goals
- Local Market Expertise
- Personalized Service
- 1Day AdvantEDGE 1
- Unique Buyers AdvantEDGE program 2
Why PrimeLending?
When you choose PrimeLending, you'll discover a home financing experience that's simple, transparent, and uniquely yours. For more than 35 years, we’ve been helping countless customers all across the country confidently navigate their home financing journey. You can count on our experienced team of mortgage experts to understand today's housing market and reliably provide quick answers, clear updates, and personalized service. For us, it really is about Home Loans Made Simple®. That's the PrimeLending promise to you.
5-star Reviews From People Just Like You
She was definitely a blessing and I am truly grateful she was there when we needed her expertise to get a deal done in record time. I HIGHLY recommend Melody Spaulding!! If you want a stress-free and streamlined mortgage from application to closing, you can count on Melody!
Closed May 2023
Simply one of the best out there. Professional, fast, and very knowledgeable. You'll never be left wondering what is going on. Just finished our third loan with her. Great with VA loans!
Closed September 2022
Melody was absolutely amazing. Her knowledge and expertise made the process of buying our home seamless. We would recommend Melody to anyone looking for a lender who is at the top of her game, she is the bomb! Thank you, Melody, for making our experience so awesome.
Our mortgage process
- STEP 1: Gather Financials
- STEP 2: Appraisal, Title Search and Inspection
- STEP 3: Underwriting
- STEP 4: Closing on the Loan
- STEP 5: Settle In and Relax
Which type of loan is right for you?
Let's discuss your options,
connect with me today
1Restrictions apply. All loans subject to credit approval. Borrower may not own other real estate or rely on self-employment to qualify (W-2 or verified fixed income only). Limited to conventional/conforming loan for purchase of primary residence with a 20% down payment. Must submit application and required documentation via online application portal and integrated resources and receive approve/eligible or accept from automated underwriting system. Refinance, investment, VA, FHA, USDA, jumbo, bond, down payment assistance programs, renovation, construction, and brokered out loans are not eligible. Will be subject to property meeting investor requirements. Eligible applications submitted after 1pm local time or on a weekend or company holiday will be deemed submitted the next business day. Unforeseen circumstances excuses lender’s performance. Effective for applications after 11/3/23. Rates, fees, and offer terms subject to change. See https://www.primelending.com/legal-disclosures/1day-advantedge-terms-and-conditions for full details.
2Approval means an Underwriter has reviewed your application and has verified all necessary forms of income, assets, and credit. All loans subject to final credit approval and acceptable property. Conditions and restrictions may apply.
3Buydown 1-0 Option will be paid by PrimeLending. Rate discount applies only to first year. Must apply for and lock loan through PrimeLending between 10/15/24 and 11/30/24. Loan must close by 02/28/25. Savings will reflect on the Closing Disclosure. Offer only available for FHA, VA, and USDA purchase loans. Excludes bond, broker, conventional products, high balance, jumbo products, portfolio products, construction loans, and refinances. Offer can be paired with PrimeLending VA No Lender Fees promotion; all other promotions are excluded. Certain loan programs do not allow buydowns. Additional restrictions may apply, contact a PrimeLending loan officer for details. Subject to credit approval.