Michael Gayda
Senior Loan Originator
Direct: 904-394-1420
Cell: 904-813-0415
Fax: 866-836-0981
NMLS# 177621
Senior Loan Originator
Find out how much home you can afford, estimate your monthly payments, see if it makes sense to refinance, and more!
I deal with a lot of lenders,so I feel I'm a pretty good judge. I have to say your office and your company handled this transaction in the most professional manor I have ever seen. I would definitely refer you and your company to any potential borrowers.
Pat G., Yulee, FL
Navigating the process of obtaining a mortgage has never been more challenging or complex than
in our current environment. It is one of the largest financial commitments that you will make
during your lifetime and whether you are a first time homebuyer or a savvy investor; we can help
make this process smooth and enjoyable!
For my friends in the position of seeking a mortgage professional that you can trust to help
your clientele; you have come to the right place! My team and I are fortunate enough to have been a
resource to well over 1,000 clients over the years. Every transaction is different and we have the
knowledge and expertise to deliver smooth closings, on time, and with a personal touch.
We specialize in the following loan products:
Purchase Loans
Refinance Loans
Conventional Loans (up to 97% LTV)
Escrow Holdback (repairs, pools, etc)
Jumbo Home Loans
VA Loans
FHA Loans
FHA 203K
FNMA HomeStyle Renovation
USDA
State of Florida and Local Bond Programs
Relocation Transactions
Although we are located in Jacksonville, Florida, we offer unparalleled purchase mortgage and
refinance service to clients throughout the entire State of Florida! PrimeLending originates
loans in 49 states so we may be able to help beyond Florida, as well!
Call Or Email Us Today!
Click here to fill out a pre-qualification form. In just a few moments, we'll have all the information we need to move in the direction of your dreams of home ownership. We're waiting to serve you!
Whether you are purchasing your first home or you've purchased several through the years, it's helpful to stay updated on the home loan process. Although we're always just a phone call away, we have compiled this home-buying guide that contains useful information to help you find the right mortgage.
Our handy guide contains all the information you need to know for purchasing one of life's most important investments.
Did you know that only 25% to 30% of homebuyers have refinanced in the past three years, despite an environment of historically low rates? Some homebuyers hesitate to refinance because they worry about having to pay closing costs or qualifying under stricter lending guidelines. Keep in mind that some mortgage lenders offer loan programs that suit a wide range of credit scores and financial circumstances.
If you've been thinking about refinancing your home, now may be a good time.
To start a conversation about whether it's a good idea for you to refinance, contact our office today.
We treat you like a neighbor, not a number.
12276 San Jose Blvd. #747 Jacksonville, FL 32223
904-394-1420
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