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H. Roy Bhiro, USAF Retired
Loan Originator
555 Broadhollow Road #305,
Melville, NY 11747
NMLS# 422666
Direct: 609-351-3619
Fax: 866-908-1687

About Me

H. Roy Bhiro was born in Guyana South America, he attended Hillcrest High and later pursued his Bachelors of Science degree in Education and Training with Southern Illinois University.

Roy has spent over 21 years serving our nation in the Air Force, his career tours took him across this great country and Europe. He has served in following career fields: Air Transportation, Combat Operations Plans and Programs, Recruiting, Safety & Security.

After his retirement from the Air Force, he worked briefly with Cittone Institute as an Admissions Representative and quickly moved into the mortgage industry, by attending Cendant Mortgage training program. He acquired several certifications through Cendant Academy and worked for Cendant for 15 months before accepting an offer with Countrywide Home Loans.

Roy was consistently ranked among the top 5% of his peers at Countrywide in his region. In Nov. 2007, he accepted a position as Sales Manager with Wells Fargo Home Mortgage in Hamilton, NJ. In August 2012, Roy relocated to Queens NY and joined the PrimeLending team in May 2013.

Roy is responsible for originating residential home mortgages from all market segments; from First-Time home buyers to investors and move-up buyers. He is also responsible for business development and enabling his business partners to be more successful. One of his special duties is corporate accounts–helping private companies set up a workplace mortgage education & benefit program for their employees. His unique background attracts homebuyers from both the military and civilian sectors. He is able to help veterans apply for and gain their VA certificate of eligibility and determining their entitlement. Roy’s knowledge and experience makes him uniquely qualified to serve the military, state & federal employees, union workers and healthcare professionals.

As a Senior Mortgage Banker, Roy is responsible for business development in the New York City area. Today he finds himself educating clients and business partners on strategic options in this ever changing real estate market. Some of the many training opportunities he offers are; First-Time Homebuyer seminars, Short Sales, Credit Repair, leveraging FHA 203K Renovation products to sell more homes and Determining if Refinancing is right for you. As an educator he believes in empowering his clients through education and often serves as their counselor/coach so they can make informed decisions about possibly their largest financial transaction.

Many of his clients come to him from personal referrals and his seminars. Roy believes that Real Estate is the only vehicle that can build wealth, increase net-worth and put you on the path to financial freedom, regardless of your education, race, religion or any other factor. With the right team of people anyone can become financially independent with little or no money out-of-pocket. There are many programs and opportunities to serve the needs of the community, come and talk to him; you will leave with a better understanding of the entire process.

When it comes to your largest financial transaction, trust a veteran!