Steven Nettles
Branch Manager | NMLS# 349681
A registered originator with PrimeLending
Expert Guidance for Every Stage of Homeownership
Expert Guidance for Every Stage of Homeownership
Whether you're buying your first home, refinancing, or taking on a renovation, I'm here to help make the mortgage journey smooth and straightforward. At PrimeLending, we’re proud to offer personalized guidance, clear communication, and timely results to help you reach your homeownership goals. From start to finish, my priority is to deliver a truly exceptional experience tailored to your needs.
Highlights
- 400+ Home Loan Products to meet all your home financing goals
- Local Market Expertise
- Personalized Service
- 1Day AdvantEDGE 1
- Unique Buyers AdvantEDGE program 2
Our Mortgage Process
- Step 1: Gather Financials
- Step 2: Appraisal, Title Search and Inspection
- Step 3: Underwriting
- Step 4: Closing on the Loan
- Step 5: Settle In and Relax
What Customers are Saying
It was our absolute pleasure working with Steven Nettles. We
just closed on our second house in Oregon and Steve was instrumental in
ensuring that all systems were a go throughout the bumpy process in both cases.
His attention to detail, knowledge of the business, work ethic, and compassion
for us as clients cannot be overstated. He was truly invested in getting the
best outcome possible for us in a world full of folks that can take short cuts
in the process.
Closed May 2025
Source: Google
Working with Steve was truly one of the best parts of my homebuying experience. From start to finish, he was incredibly helpful, knowledgeable, and down to earth. He was always one step ahead—proactively communicating, anticipating needs, and making sure everything stayed on track. What I appreciated most was how clearly he explained the process, making what could’ve been overwhelming feel manageable and even exciting. I never felt rushed or in the dark; he took the time to walk me through everything with patience and clarity. If you want someone who genuinely cares, communicates exceptionally well, and knows their stuff inside and out, I can’t recommend Steven Nettles enough. He made a stressful process feel smooth and supported the entire way through.
Closed July 2025
Source: Google
Steven Nettles is a true Blessing from the Lord! (The) deal involved the sale of our current home
so we could buy our dream home in Oregon. Steve was ever diligent during the
process to ensure that our deal in Oregon was on track to be funded the minute
we closed In Bakersfield. We now have our forever home in Oregon due to the
efforts of Steven Nettles, his proactive communication style with all of the
stakeholders in the deal, his team and our Bakersfield agent. Forever Grateful.
Closed June 2024
Why PrimeLending?
Since 1986, we have been a go-to mortgage lender for families across the country looking to achieve their homeownership dreams. Our national team of dedicated loan officers delivers unmatched mortgage service, support and guidance from application to closing and beyond. In today's fast-paced real estate market, you can count on us to be by your side throughout the home lending process to help you confidently finance your home.
Learn More
Contact me today
1Restrictions apply. All loans subject to credit approval. Borrower may not own other real estate or rely on self-employment to qualify (W-2 or verified fixed income only). Limited to conventional/conforming loan for purchase of primary residence with a 20% down payment. Must submit application and required documentation via online application portal and integrated resources and receive approve/eligible or accept from automated underwriting system. Refinance, investment, VA, FHA, USDA, jumbo, bond, down payment assistance programs, renovation, construction, and brokered out loans are not eligible. Will be subject to property meeting investor requirements. Eligible applications submitted after 1pm local time or on a weekend or company holiday will be deemed submitted the next business day. Unforeseen circumstances excuses lender’s performance. Effective for applications after 11/3/23. Rates, fees, and offer terms subject to change. See https://www.primelending.com/legal-disclosures/1day-advantedge-terms-and-conditions for full details.
2Approval means an Underwriter has reviewed your application and has verified all necessary forms of income, assets, and credit. All loans subject to final credit approval and acceptable property. Conditions and restrictions may apply.
3Survey administered and managed by an independent third party following loan closing. 96% satisfaction rating refers to the average overall satisfaction rating our customers gave during the period 01/01/24-12/31/24.
