The PrimeLending Experience

Our process starts with you.
Scroll to see the PrimeLending Mortgage Process

Step 1: Start Your Application

Start Your Application

Our online application captures all of the important information we need to pre-qualify* you, make a loan recommendation and give you an estimate. If you have any questions or want guidance along the way, we’re here for you.

  • Set a price range
  • Compare loan options
  • Decide on down payment amount
  • Get pre-qualified
  • Get your Loan Estimate
  • Intent to proceed

Financial Documents

We’ll make it fast and easy for you to digitally transfer, upload or email us the important documents we need to verify your information and process your application.

  • Submit key documents
  • We’ll pull credit
  • We’ll verify information and request additional documents (if needed)
Step 2:
Confirm Property Information

Appraise & Verify Property

The property will need to be appraised by a professional and there will need to be a legal search on the property title. We will coordinate this for you and let you know when each step is complete.

  • Property appraisal
  • Property inspection
  • Title search
Step 3: Review and Finalize

Process & Underwrite Loan

Our team will review your application and any other documents while working through any last-minute questions before making a decision about your loan. We’ll keep you updated so you always know where you stand and what comes next.

  • Loan approval
  • Lock a rate
  • Order title insurance
  • Schedule closing
Step 4:
Sign and Close

Closing

We’ll double-check that everything is in place for a smooth, on-time closing. Once you get the thumbs up, it’s time to sign papers, paying closing costs and experience the joys of homeownership.

  • Receive Closing Disclosure
  • Closing costs and cash needed to close (if necessary)
  • Closing instruction
  • Sign final documents
Step 5: Settle In & Relax

Celebrate

Get the housewarming party planned, because your new home is worth celebrating with friends, family and neighbors.

  • Unpack and settle in
  • Meet your neighbors
  • Invite your family and friends over
  • Share excitement on social media

*A prequalification is not an approval of credit, and does not signify that underwriting requirements have been met.