Knowledgeable and Accessible
With over 35 years of experience in the mortgage industry, I have seen the highs and lows of the real estate market first hand. My specialties are VA loans and manufactured home loans.
Temporary Buydown 1-0

New Lower Mortgage Payments for a Limited Time

Dive into temporarily lower mortgage payments on FHA, VA, and USDA Loans with a 1-0 Buydown from PrimeLending! PrimeLending’s Summer Splash* Buydown program lowers your mortgage payments for the first year. That makes buying a home more affordable now.

highlights
  • 96% customer satisfaction rating1
  • PrimeLending has been a mortgage-focused lender for 35+ years
  • 4.9 Star National Google Rating
  • #2 Top Workplace in USA 20222
Highlights

Why PrimeLending?

At PrimeLending, we believe people make the difference. When you call us, we’ll connect you with one of our 2,500 dedicated loan experts who can answer any questions you have and help you decide which of our 400 loan options is the best fit for you. You’ll see first-hand why PrimeLending continues to rank as a top-10 purchase lender by Scotsman Guide magazine. It’s because we have more than 30 years of experience in hiring people who are dedicated to providing the service, support and guidance you deserve. And because we’re committed to helping our borrowers achieve their goals through a simple and streamlined mortgage process.

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5-star Reviews From People Just Like You

Cheryl goes above and beyond to make sure each transaction is smooth, timely, and straightforward. She has many years of experience and is a true professional. Cheryl educates her clients every step of the way and is always ready to answer any questions. I enjoy working with Cheryl because I know my clients will receive the best care at competitive rates and will have a timely closing. I highly recommend Cheryl!

Closed August 2023

Cheryl is the epitome of a professional. We’ve trusted her with every loan we’ve needed from conventional, VA and investment properties. She’s knowledgeable across all loan products, she’s responsive and she’s actively engaged with you through out the entire process. I absolutely recommend her for all of your loan needs.

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Our mortgage process

  • STEP 1: Apply and Gather Financials
  • STEP 2: Appraise & Verify Property
  • STEP 3: Process & Underwrite Loan
  • STEP 4: eClose3
  • STEP 5: Settle in & Relax

Let's discuss your options,
connect with me today

 

 

*Buydown 1-0 Option will be paid by PrimeLending. Rate discount applies only to first year. Must apply for and lock loan through PrimeLending by 8/31/24 and loan must close by 12/31/24. Savings will reflect on the Closing Disclosure. Offer only available for FHA, VA, and USDA purchase loans. Excludes bond, broker, conventional products, high balance, jumbo products, portfolio products, construction loans, and refinances. Offer can be paired with PrimeLending VA No Lender Fees promotion, all other promotions are excluded. Certain loan programs do not allow buydowns. Additional restrictions may apply, contact a PrimeLending loan officer for details.

1Restrictions apply. All loans subject to credit approval. Borrower may not own other real estate or rely on self-employment to qualify (W-2 or verified fixed income only). Limited to conventional/conforming loan for purchase of primary residence with a 20% down payment. Must submit application and required documentation via online application portal and integrated resources  and receive approve/eligible or accept from automated underwriting system. Refinance, investment, VA, FHA, USDA, jumbo, bond, down payment assistance programs, renovation, construction, and brokered out loans are not eligible. Will be subject to property meeting investor requirements. Eligible applications submitted after 1pm local time or on a weekend or company holiday  will be deemed submitted the next business day. Unforeseen circumstances excuses lender’s performance. Effective for applications after 11/3/23. Rates, fees, and offer terms subject to change. See https://www.primelending.com/legal-disclosures/1day-advantedge-terms-and-conditions for full details.

2Approval means an Underwriter has reviewed your application and has verified all necessary forms of income, assets, and credit. All loans subject to final credit approval and acceptable property. Conditions and restrictions may apply.

3eClose allows for electronic signing of most (not all) documents prior to closing.