The PrimeLending Experience
1. Gather Financial 
2. 
3. Underwriting 
4. Closing on the Loan 
5. Settle in and Relax Step 1: Gather Financials
Experience how simple applying can be thanks to our proven digital process. Through our Apply Now system, you can securely apply for your mortgage with ease using your smartphone, tablet, or computer.
Apply NowMilestones
- Completed application
- Personal and financial data verified
- Receive and compare loan options
Step 2: Appraisal, Title Search and Inspection
Before a loan is approved, a professional appraiser will need to determine the property’s market value. At the same time, we’ll conduct a title search to confirm the property’s rightful, legal owner. To make the process simpler for you, our team will coordinate this for you. We also recommend you schedule a professional home inspection to examine a home’s physical structure and systems.
Milestones
- Property appraisal
- Property inspection
- Title search
Step 3: Underwriting
Our team will review your loan and any other documents while working through any additional questions. You can use our Home Loan Tracker to check on your loan’s progress, provide additional documentation and directly message your loan officer with any questions you may have. Once approved by our underwriting team, it’s time to schedule your closing.
Milestones
- Lock a rate
- Get loan approval
- Schedule closing
Step 4: Closing on the Loan
There should be no surprises when it comes to closing. At least 3 days before your closing, we will securely email your closing disclosures detailing loan terms and conditions, plus listing all the costs and fees you’ll be expected to pay when you sign your paperwork. On closing day, you can digitally sign many of your documents online with just a few clicks and pick up the keys.
Milestones
- Closing disclosure
- Closing costs and cash needed to close
- Take ownership
Step 5: Settle in and Relax
You did it! Now it’s time to celebrate by inviting friends and family over for a housewarming party or to check out your renovations. Let the memory making begin!
Milestones
- Unpack, organize, and settle in
- Meet your neighbors
- Share your excitement with friends and family
