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Ginny Merritt
Loan Originator
810 Standiford Avenue,
Modesto, CA 95350
NMLS# 422603
Direct: 209-988-0229
Fax: 866-908-8832

Hello! I’m your dedicated home loan professional, Ginny Merritt. Whether you’re ready to refinance, renovate or buy a new home, I’m here to help guide you through the process. I offer smart, affordable loan options to help you achieve your goals.


Hello! I’m your dedicated home loan professional, Ginny Merritt. Whether you’re ready to refinance, renovate or buy a new home, I’m here to help guide you through the process. I offer smart, affordable loan options to help you achieve your goals.


Hello! I’m your dedicated home loan professional, Ginny Merritt. Whether you’re ready to refinance, renovate or buy a new home, I’m here to help guide you through the process. I offer smart, affordable loan options to help you achieve your goals.


Find a Home Loan that Fits

Whether you're a first-time homebuyer or you’re well-versed in the process, buying or refinancing a home can be an exciting and rewarding experience with PrimeLending. We take the time to listen and we’ll work with you to find a home loan that fits your needs. Here are just some of the ways we make it simple.

Calculate Your Home Loan
Calculate Your Home Loan
Calculate Your Home Loan
Payment Calculator
Refinance Calculator
Rent vs. Buy Calculator

Mortgage Refinancing

Lower your interest rate, lower your monthly payments, shorten your term, or get cash for whatever you need.

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New Home Purchase

Ready to buy a new home? I can customize a loan to match your financial needs, and your long or short term goals.

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Jumbo Loans

Choose from a variety of home financing solutions for higher priced homes.

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