Welcome to the Irvine Spectrum Branch

You tell us your goals. We’ll offer the solutions that best fit your needs. Whether you’re purchasing your first home or moving to your next home, PrimeLending has the products, people and process to deliver the ideal home loan for your situation. We’ll keep you updated with real-time notifications on the way to an efficient, on-time closing.

When finding the perfect move-in ready house in the ideal neighborhood within your budget seems impossible, a fixer upper could be the best solution. A renovation loan from PrimeLending opens the door to a wider range of homes to choose from and gives you a simpler way to turn any home into your dream home.

We make financing the purchase of a fixer upper easier than you imagine, rolling everything into just one application, one loan and one monthly payment. It’s a lower stress home loan experience that lets you focus on the fun part – designing your ideal home.

If you want to reduce your monthly payment, get a lower interest rate, change your loan term or turn your home’s equity into cash, a refinance or cash-out refinance may be the answer. Plus, our process is so simple and quick, it takes just a few moments to see if we can help you achieve your financial goals.

For those who have dedicated their lives to service, we’re proud to offer a VA home loan program that meets the needs of our military members and their families — without the hassles. Our best VA home loan program features:

• No Down Payment
• No PMI
• Easier qualifications
• Government backing