I'm Here To Help
Is buying, refinancing or renovating a home in your future? Let me help you achieve your homeownership goals through our simple and hassle-free home loan process. I’ll be by your side delivering personalized service, professional guidance and timely results on the way to your ideal home loan.
highlights
  • 400+ Home Loan Products to meet all your home financing goals
  • Local Market Expertise
  • Personalized Service
  • 1Day AdvantEDGE 1
  • Unique Buyers AdvantEDGE program 2
Highlights

Why PrimeLending?

At PrimeLending, we believe people make the difference. When you call us, we’ll connect you with one of our 2,500 dedicated loan experts who can answer any questions you have and help you decide which of our 400 loan options is the best fit for you. You’ll see first-hand why PrimeLending continues to rank as a top-10 purchase lender by Scotsman Guide magazine. It’s because we have more than 30 years of experience in hiring people who are dedicated to providing the service, support and guidance you deserve. And because we’re committed to helping our borrowers achieve their goals through a simple and streamlined mortgage process.

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5-star Reviews From People Just Like You

Closed August 2019

Jamie is the best in the business! He is always right on target with all of his information, timelines, etc. He is very personable and goes the extra mile for us every time. We will continue to use him in the future and we will continue referring our friends/family to him!

Closed December 2018

Jamie was in constant contact with us and informing us in detail with all application forms. With his knowledge and experience, he was able to put a qualifying loan package which in turn got a loan for us. We would highly recommend Jamie Spencer to anyone that needs a loan.

Closed June 2019

Jamie worked with my fiancé and I for a few month to secure us the best loan possible.. He even provided us with a referral and support to sell another property. Last, he even went out of his way to find us property insurance when we were unable to use our current broker. Jamie is the absolute best.

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Our mortgage process

  • STEP 1: Apply and Gather Financials
  • STEP 2: Appraise & Verify Property
  • STEP 3: Process & Underwrite Loan
  • STEP 4: eClose3
  • STEP 5: Settle in & Relax

Let's discuss your options,
connect with me today

 

 

1Restrictions apply. All loans subject to credit approval. Borrower may not own other real estate or rely on self-employment to qualify (W-2 or verified fixed income only). Limited to conventional/conforming loan for purchase of primary residence with a 20% down payment. Must submit application and required documentation via online application portal and integrated resources  and receive approve/eligible or accept from automated underwriting system. Refinance, investment, VA, FHA, USDA, jumbo, bond, down payment assistance programs, renovation, construction, and brokered out loans are not eligible. Will be subject to property meeting investor requirements. Eligible applications submitted after 1pm local time or on a weekend or company holiday  will be deemed submitted the next business day. Unforeseen circumstances excuses lender’s performance. Effective for applications after 11/3/23. Rates, fees, and offer terms subject to change. See https://www.primelending.com/legal-disclosures/1day-advantedge-terms-and-conditions for full details.

2Approval means an Underwriter has reviewed your application and has verified all necessary forms of income, assets, and credit. All loans subject to final credit approval and acceptable property. Conditions and restrictions may apply.

3eClose allows for electronic signing of most (not all) documents prior to closing.