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Renovation Made Easy from America’s Renovation Lender

Turn Possibilities into Perfection

You don't have to imagine what your perfect home could look like, you can make it happen with a renovation loan from PrimeLending. Whether you want to freshen up a fixer-upper or upgrade your current home, we've got the right renovation solution and a best-in-class1 process to help you create the home you've always wanted.

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Flexible Financing Options for Your Renovation

We offer simplified mortgage options whether you’re buying a fixer upper or want to renovate the home you’re already in. With a renovation loan from PrimeLending, you can roll the costs of repairs or upgrades into your mortgage, offering you:


  • ONE LOANcovers the purchase or refinance amount, plus renovation costs
  • A FASTER FINISHsince work can begin immediately after closing/funding
  • SIMPLICITYwith just one application, one closing, and one monthly payment
Purchase Renovation

Fallen in love with a fixer upper that needs TLC? Or looking for a deal in your target neighborhood? With a renovation loan, you can finance the home and the renovations all at once, opening the door to more possibilities.

Refinance Renovation

Love your location more than your home? Refinancing with a renovation loan can help you afford whatever updates, additions or repairs you need to make your home ideal.

The Advantages of a PrimeLending Renovation

  • Location Matters — Wherever you want to be, your dream home can be right there with you.
  • Updates that Fit You — Whether it's much-needed repairs, more space, a new kitchen or bathroom — we have options for your goals.
  • More Value for Your Money — Home renovations are a great way to increase your home's value and your equity Plus, it's tax deductible!2
  • One Loan, One Payment — All costs, including the sales price and renovation costs, are rolled into one mortgage , with one monthly payment.
  • Easy Fund Flow — After closing, PrimeLending handles all fund distributions to the contractor upon completion of each milestone.
  • Renovation Experts — We have a dedicated renovation service team that knows how to navigate this process and keep things moving on schedule.

Why PrimeLending?

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12022 Best-in-Class Lender Award - Online Tools, MortgageSATtm; 2022 Best-in-Class Lender Award - Application Process, MortgageSATTM

2PrimeLending is not authorized to give tax advice. Please consult your tax adviser for tax advice for your specific situation.