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Mike Smith

Branch Manager | NMLS# ‍418966

A registered originator with PrimeLending

Mike SmithHome Loans Made Simple.

Expert Guidance for Every Stage of Homeownership

Whether you're buying your first home, refinancing, or taking on a renovation, I'm here to help make the mortgage journey smooth and straightforward. At PrimeLending, we’re proud to offer personalized guidance, clear communication, and timely results to help you reach your homeownership goals. From start to finish, my priority is to deliver a truly exceptional experience tailored to your needs.

Expert Guidance for Every Stage of Homeownership

Whether you're buying your first home, refinancing, or taking on a renovation, I'm here to help make the mortgage journey smooth and straightforward. At PrimeLending, we’re proud to offer personalized guidance, clear communication, and timely results to help you reach your homeownership goals. From start to finish, my priority is to deliver a truly exceptional experience tailored to your needs.

Highlights

  • 400+ Home Loan Products to meet all your home financing goals
  • Local Market Expertise
  • Personalized Service
  • 1Day AdvantEDGE 1
  • Unique Buyers AdvantEDGE program 2
Modern Home

Our Mortgage Process

  • Step 1: Gather Financials
  • Step 2: Appraisal, Title Search and Inspection
  • Step 3: Underwriting
  • Step 4: Closing on the Loan
  • Step 5: Settle In and Relax

What Customers are Saying

William B
Anchorage, AK

Mike is a true professional who is familiar with all the products available on the market. My husband & I have refinanced & purchased many homes & have never had the process work quickly or smoothly. Mike knows his job & can get it done! Thank you, Mike, for assisting us!

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Closed February 2021

Kelli W
Kenai, AK

Overall, the process was easy and smooth. Buying a home in a different state can be overwhelming and hard to navigate. Mike made the entire process seamless and stress-free, and my husband and I trusted him immensely.

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Closed April 2023

Chasity A
Soldotna, AK

Had such an amazing experience. Mike Smith was our loan officer, and he was super supportive, and went above and beyond to help us through the whole process. He was available every step of the way. It was our first time buying a home and he was very patient with us, and answered all of our millions of questions happily. Would definitely recommend PrimeLending and Mike to anyone.

loanplicity teal smile

Closed January 2025

Why PrimeLending?

Since 1986, we have been a go-to mortgage lender for families across the country looking to achieve their homeownership dreams. Our national team of dedicated loan officers delivers unmatched mortgage service, support and guidance from application to closing and beyond. In today's fast-paced real estate market, you can count on us to be by your side throughout the home lending process to help you confidently finance your home.

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The Ratings

Contact me today

*Required Field

1Restrictions apply. All loans subject to credit approval. Borrower may not own other real estate or rely on self-employment to qualify (W-2 or verified fixed income only). Limited to conventional/conforming loan for purchase of primary residence with a 20% down payment. Must submit application and required documentation via online application portal and integrated resources  and receive approve/eligible or accept from automated underwriting system. Refinance, investment, VA, FHA, USDA, jumbo, bond, down payment assistance programs, renovation, construction, and brokered out loans are not eligible. Will be subject to property meeting investor requirements. Eligible applications submitted after 1pm local time or on a weekend or company holiday  will be deemed submitted the next business day. Unforeseen circumstances excuses lender’s performance. Effective for applications after 11/3/23. Rates, fees, and offer terms subject to change. See https://www.primelending.com/legal-disclosures/1day-advantedge-terms-and-conditions for full details.

2Approval means an Underwriter has reviewed your application and has verified all necessary forms of income, assets, and credit. All loans subject to final credit approval and acceptable property. Conditions and restrictions may apply.

3Survey administered and managed by an independent third party following loan closing. 97% satisfaction rating refers to the average overall satisfaction rating our customers gave during the period 01/01/25-12/31/25.