Richard Kilfoil
Loan Originator NE | NMLS# 805487
A registered originator with PrimeLending

Expert Guidance for Every Stage of Homeownership
Expert Guidance for Every Stage of Homeownership
For more than 25 years, I have had the privilege of helping clients throughout the New York and Texas metropolitan areas achieve one of life’s most meaningful milestones: homeownership. Guiding people through the process of purchasing and financing their homes has been more than a career for me—it has been a passion and a commitment that has driven me throughout my professional journey. Over the years, I have been honored to be recognized as one of the Top 200 Loan Originators in the country. I have also been recognized for my community involvement and work with the March of Dimes, and in 1995 was honored as Affiliate of the Year by the Board of Realtors. My approach is simple: I believe clients deserve clear, honest, and straightforward guidance. Purchasing a home and navigating the financing process can feel overwhelming, especially when so much is at stake. My goal is to make the experience easy to understand, transparent, and as stress-free as possible. I take the time to listen, explain each step in plain language, and make sure my clients feel informed and confident throughout the process. Together with my team, I make it our daily mission to provide responsive, personalized service and to treat every client’s homeownership journey with the importance it deserves. At the end of the day, this business is about much more than loans and transactions. It is about people, relationships, and helping families turn the dream of homeownership into reality.
Highlights
- 400+ Home Loan Products to meet all your home financing goals
- Local Market Expertise
- Personalized Service
- 1Day AdvantEDGE 1
- Unique Buyers AdvantEDGE program 2
Our Mortgage Process
- Step 1: Gather Financials
- Step 2: Appraisal, Title Search and Inspection
- Step 3: Underwriting
- Step 4: Closing on the Loan
- Step 5: Settle In and Relax
Why PrimeLending?
Since 1986, we have been a go-to mortgage lender for families across the country looking to achieve their homeownership dreams. Our national team of dedicated loan officers delivers unmatched mortgage service, support and guidance from application to closing and beyond. In today's fast-paced real estate market, you can count on us to be by your side throughout the home lending process to help you confidently finance your home.
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