Richard Thomas
Senior Loan Originator | NMLS# 82266
A registered originator with PrimeLending

Expert Guidance for Every Stage of Homeownership
Expert Guidance for Every Stage of Homeownership
Whether you're buying your first home, refinancing, or taking on a renovation, I'm here to help make the mortgage journey smooth and straightforward. At PrimeLending, we’re proud to offer personalized guidance, clear communication, and timely results to help you reach your homeownership goals. From start to finish, my priority is to deliver a truly exceptional experience tailored to your needs.
Highlights
- 400+ Home Loan Products to meet all your home financing goals
- Local Market Expertise
- Personalized Service
- 1Day AdvantEDGE 1
- Unique Buyers AdvantEDGE program 2
Our Mortgage Process
- Step 1: Gather Financials
- Step 2: Appraisal, Title Search and Inspection
- Step 3: Underwriting
- Step 4: Closing on the Loan
- Step 5: Settle In and Relax
What Customers are Saying
Richard was very helpful throughout the whole escrow process, he took the time to explain everything and made us feel at ease with all the paperwork and process of purchasing a new home. I highly recommend him to anyone who is trying to purchase a new home.
Closed May 2026
What is probably most important to say to you is: thank you.
Thank you for being part realtor, part therapist, part financial advisor as well as our lender, and for guiding us through yet another mortgage (is this now three?!)! We can’t tell you how much we trust and appreciate you, and everything you do to make the process come together. So thank you, very much. We really couldn’t have done this without your experience and guidance, and that isn’t missed on us.
Closed August 2026
Richard was absolutely wonderful to work with. This was my husband and I's first time buying a home, and we couldn't have asked for a smoother experience. The entire closing process took 17 days, including 6 weekend days and Christmas! Very grateful!
Closed December 2025
Source: Google
Why PrimeLending?
Since 1986, we have been a go-to mortgage lender for families across the country looking to achieve their homeownership dreams. Our national team of dedicated loan officers delivers unmatched mortgage service, support and guidance from application to closing and beyond. In today's fast-paced real estate market, you can count on us to be by your side throughout the home lending process to help you confidently finance your home.
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