Welcome to the Richmond South Branch

You tell us your goals. We’ll offer the solutions that best fit your needs. Whether you’re purchasing your first home or moving to your next home, PrimeLending has the products, people and process to deliver the ideal home loan for your situation. We’ll keep you updated with real-time notifications on the way to an efficient, on-time closing.

A renovation loan can help you turn an ordinary house into your ideal home. Whether the house you live in needs a facelift or you’ve found a “diamond in the rough” for sale, a renovation loan makes financing easier than ever by rolling your home improvement costs into a single mortgage — it’s just one loan, one monthly payment and one beautiful renovation.

Federal Housing Administration (FHA) home loans are popular for first-time home buyers, people sticking to a strict budget and seniors who are looking for more affordable loan options. Why? FHA loans allow for lower down payments and have less strict qualification requirements.

There are many types of FHA home loans that may fit your financial situation. We’ll work with you to review all of your options and help you make the best financing decision possible.

For those who have dedicated their lives to service, we’re proud to offer a VA home loan program that meets the needs of our military members and their families — without the hassles. Our best VA home loan program features:

• No Down Payment
• No Lender Fees*
• No PMI
• Easier qualifications
• Government backing

*All lender closing costs such as origination, processing, underwriting, and closing will be waived, borrower is still responsible for third party fees such as VA funding fee, title, and appraisal etc.  Down payment waiver is based on VA eligibility. This offer is valid 2/1/2017 - 6/30/2020. Savings only applies to direct originations made by PrimeLending for first mortgage purchase or refinance transactions, and is not available on loans obtained through mortgage brokers. Only one offer per loan transaction is available, and savings cannot be combined with any other offer. Savings will reflect on Closing Disclosure at closing. Borrower must lock their loan before 6/30/2020.