Home Loans Made Simple.
I'm Here To Help
Is buying, refinancing or renovating a home in your future? Let me help you achieve your homeownership goals through our simple and low hassle home loan process. I’ll be by your side delivering personalized service, professional guidance and timely results on the way to your ideal home loan.
Fall Savings Buydown

Lock In Lower Payments This Fall

For a limited time, get lower mortgage payments thanks to Fall Savings Buydown program,3 PrimeLending’s 1-0 temporary buydown which effectively lowers the interest rate on the first year of your FHA, VA or USDA loan. Contact me today and mention promo code FALL SAVINGS to get all the details.

Learn More
highlights
  • 400+ Home Loan Products to meet all your home financing goals
  • Local Market Expertise
  • Personalized Service
  • 1Day AdvantEDGE 1
  • Unique Buyers AdvantEDGE program 2
Highlights
Calculate your mortgage now Calculate your mortgage now

Why PrimeLending?

When you choose PrimeLending, you'll discover a home financing experience that's simple, transparent, and uniquely yours. For more than 35 years, we’ve been helping countless customers all across the country confidently navigate their home financing journey. You can count on our experienced team of mortgage experts to understand today's housing market and reliably provide quick answers, clear updates, and personalized service. For us, it really is about Home Loans Made Simple®. That's the PrimeLending promise to you.

Star Icon Star Icon Star Icon Star Icon Star Icon

5-star Reviews From People Just Like You

Rick was awesome! From start to finish he made the process so much easier and painless. Always available and accessible, answering phone calls immediately. Actually, I should have used the attorney he recommended, as mine did not communicate anywhere near the level of communication provided by Rick. I would highly recommend Rick to anyone in need of a mortgage lender.

Donna C.

Waltham, MA

I recently had the pleasure of working with Rick Herrick on obtaining my home loan. This was a short sale and Rick's knowledge and professionalism made this purchase less stressful. During this 6 month transaction period he was there for me from beginning to end and I couldn't have hoped for a better person. I've already recommended Rick to others and I'm looking forward to working with him again in the future.

Jim M.

Manchester, NH

Rick was phenomenal. His response time was fast and he never assumed I knew something. He took the time to explain the ins and outs of the process in a way that was helpful and kind. I never felt pressured or patronized and I had full confidence in the services Rick provided me. He did whatever he could to do what was in my best interest. After initially planning to finance with my credit union and running into many major problems, Rick came in and saved the day and did more in two days than the credit union had done in over a month. I'm going to be referring Rick Herrick and PrimeLending to everyone I know looking to buy a home!

Rachel

Hooksett, NH

Read Recent Reviews ›
Opened door

Our mortgage process

  • STEP 1: Gather Financials
  • STEP 2: Appraisal, Title Search and Inspection
  • STEP 3: Underwriting
  • STEP 4: Closing on the Loan
  • STEP 5: Settle In and Relax

Discover Our Process

Which type of loan is right for you?

Let's discuss your options,
connect with me today

 

1Restrictions apply. All loans subject to credit approval. Borrower may not own other real estate or rely on self-employment to qualify (W-2 or verified fixed income only). Limited to conventional/conforming loan for purchase of primary residence with a 20% down payment. Must submit application and required documentation via online application portal and integrated resources  and receive approve/eligible or accept from automated underwriting system. Refinance, investment, VA, FHA, USDA, jumbo, bond, down payment assistance programs, renovation, construction, and brokered out loans are not eligible. Will be subject to property meeting investor requirements. Eligible applications submitted after 1pm local time or on a weekend or company holiday  will be deemed submitted the next business day. Unforeseen circumstances excuses lender’s performance. Effective for applications after 11/3/23. Rates, fees, and offer terms subject to change. See https://www.primelending.com/legal-disclosures/1day-advantedge-terms-and-conditions for full details.

2Approval means an Underwriter has reviewed your application and has verified all necessary forms of income, assets, and credit. All loans subject to final credit approval and acceptable property. Conditions and restrictions may apply.

3Buydown 1-0 Option will be paid by PrimeLending. Rate discount applies only to first year.  Must apply for and lock loan through PrimeLending between 10/15/24 and 11/30/24. Loan must close by 02/28/25. Savings will reflect on the Closing Disclosure. Offer only available for FHA, VA, and USDA purchase loans. Excludes bond, broker, conventional products, high balance, jumbo products, portfolio products, construction loans, and refinances. Offer can be paired with PrimeLending VA No Lender Fees promotion; all other promotions are excluded. Certain loan programs do not allow buydowns. Additional restrictions may apply, contact a PrimeLending loan officer for details. Subject to credit approval.