Rates are on the move! Lock yours in today
Home Loans Made Simple.

Toni Binghi

Loan Originator | NMLS# ‍1652502

A registered originator with PrimeLending

Apply Now Contact Me
Toni BinghiHome Loans Made Simple.

Expert Guidance for Every Stage of Homeownership

Whether you're buying your first home, refinancing, or taking on a renovation, I'm here to help make the mortgage journey smooth and straightforward. At PrimeLending, we’re proud to offer personalized guidance, clear communication, and timely results to help you reach your homeownership goals. From start to finish, my priority is to deliver a truly exceptional experience tailored to your needs.

Expert Guidance for Every Stage of Homeownership

Whether you're buying your first home, refinancing, or taking on a renovation, I'm here to help make the mortgage journey smooth and straightforward. At PrimeLending, we’re proud to offer personalized guidance, clear communication, and timely results to help you reach your homeownership goals. From start to finish, my priority is to deliver a truly exceptional experience tailored to your needs.

Highlights

  • 400+ Home Loan Products to meet all your home financing goals
  • Local Market Expertise
  • Personalized Service
  • 1Day AdvantEDGE 1
  • Unique Buyers AdvantEDGE program 2
Modern Home

Our Mortgage Process

  • Step 1: Gather Financials
  • Step 2: Appraisal, Title Search and Inspection
  • Step 3: Underwriting
  • Step 4: Closing on the Loan
  • Step 5: Settle In and Relax

Discover Our Process

Calculate your mortgage now Calculate your mortgage now

What Customers are Saying

Jared C.
East Greenwich, RI
I cannot express enough how incredible my experience has been with Toni. It is obvious she has been in the business for decades. From the moment I reached out for assistance, I was met with warmth, professionalism, and an unwavering commitment to my mortgage needs. Toni and her entire team went above and beyond to ensure that I felt comfortable and informed throughout the process. They exhibited a remarkable level of integrity, making me feel confident that my best interests were always at the forefront of their decisions. Their expertise not only simplified complicated terms but also provided clarity in every step, making this potentially stressful process seamless and enjoyable. What truly stood out was their personalized approach; I never felt like just another client. They took the time to understand my unique financial situation, offering tailored solutions that were both practical and beneficial. This level of customer care is hard to find! If you're seeking a trustworthy mortgage lender who epitomizes professionalism and honor, look no further than Toni. I wholeheartedly recommend Toni to anyone in need of mortgage services.
loanplicity teal smile

Closed March 2025

Source: Google

Stephen M.
East Greenwich, RI
I wish I could give Toni Binghi more than 5 stars. From our first conversation through the entire home-buying process I could see she cared. As first-time homebuyers we had a lot of questions. She was there whenever we needed her and patiently guided us. Thank you, Toni.
loanplicity teal smile

Closed March 2025

Source: Google

Arianna M.
East Greenwich, RI
Toni helped my aunt and uncle with their mortgage. She was extremely helpful to them so I wanted her help as well. She helped me every step of the way and answered my many questions as I am a young first time home owner. She made sure I understood the entire process and broke everything down for me. She eased my fears and nerves with compassion and professionalism. Thank you,Toni, for everything that you’ve done. I would definitely recommend you to all of my friends who are seeking to buy their first home. I don’t know what I would have done without you. Thanks a million.
loanplicity teal smile

Closed March 2025

Source: Google

Read More Reviews

Why PrimeLending?

Since 1986, we have been a go-to mortgage lender for families across the country looking to achieve their homeownership dreams. Our national team of dedicated loan officers delivers unmatched mortgage service, support and guidance from application to closing and beyond. In today's fast-paced real estate market, you can count on us to be by your side throughout the home lending process to help you confidently finance your home.

Learn More
The Ratings

Contact me today

*Required Field

1Restrictions apply. All loans subject to credit approval. Borrower may not own other real estate or rely on self-employment to qualify (W-2 or verified fixed income only). Limited to conventional/conforming loan for purchase of primary residence with a 20% down payment. Must submit application and required documentation via online application portal and integrated resources  and receive approve/eligible or accept from automated underwriting system. Refinance, investment, VA, FHA, USDA, jumbo, bond, down payment assistance programs, renovation, construction, and brokered out loans are not eligible. Will be subject to property meeting investor requirements. Eligible applications submitted after 1pm local time or on a weekend or company holiday  will be deemed submitted the next business day. Unforeseen circumstances excuses lender’s performance. Effective for applications after 11/3/23. Rates, fees, and offer terms subject to change. See https://www.primelending.com/legal-disclosures/1day-advantedge-terms-and-conditions for full details.

2Approval means an Underwriter has reviewed your application and has verified all necessary forms of income, assets, and credit. All loans subject to final credit approval and acceptable property. Conditions and restrictions may apply.

3Survey administered and managed by an independent third party following loan closing. 96% satisfaction rating refers to the average overall satisfaction rating our customers gave during the period 01/01/24-12/31/24.