where home loans and simplicity unite®

1. Start Your Application

Apply Online

Apply Online

Our award-winning online application captures all of the information we need to qualify1 you, make a loan recommendation and deliver an estimate. Questions? We're here anytime you need us.

  • Set a price range
  • Compare loan options
  • Decide on down payment amount
  • Get qualified
  • Get your loan estimate
  • Intent to proceed
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Financial Documents

Financial Documents

Easily and securely connect financial accounts and upload necessary documents (this link opens in a new tab). You can even snap pictures from your mobile device to accelerate the process.

  • Submit key documents
  • Credit pulled
  • Document verification

2. Confirm Property Information

Family viewing a house
Appraise & Verify Property

Appraise & Verify Property

A professional will need to appraise (this link opens in a new tab) the property and there will be a legal search on the property title. Our team will coordinate all of this for you.

  • Property appraisals
  • Property inspection
  • Title search

3. Review and Finalize

Process & Underwrite Loan

Process & Underwrite Loan

Our team will review your loan and any other documents while working through any questions before making a decision. You can track your loan's progress through every step and we'll stay in communication the entire time through text, email or phone call.

  • Loan approval
  • Lock a rate
  • Order title insurance
  • Schedule closing
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4. Sign & Close

Woman at closing
Closing Icon


We’ll double-check that everything is in place for a smooth, on-time closing2. Once you get the thumbs up, it’s time to sign papers, paying closing costs and experience the joys of homeownership.

  • Receive closing disclosure
  • Closing costs and cash needed to close (if necessary)
  • Order title insurance
  • Schedule closing

5. Settle In & Relax

Celebrate Icon


Get the housewarming party planned, because your new home is worth celebrating with friends, family and neighbors.

  • Unpack and settle in
  • Meet your neighbors
  • Invite your family and friends over
  • Share excitement on social
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1A qualification is not an approval of credit, and does not signify that underwriting requirements have been met.

2On time closing and fast processing is dependent on many factors including receiving timely documentation from the borrower.