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Michael Cahill

Branch Manager | NMLS# ‍354371

A registered originator with PrimeLending

Michael CahillHome Loans Made Simple.

Expert Guidance for Every Stage of Homeownership

Whether you're buying your first home, refinancing, or taking on a renovation, I'm here to help make the mortgage journey smooth and straightforward. At PrimeLending, we’re proud to offer personalized guidance, clear communication, and timely results to help you reach your homeownership goals. From start to finish, my priority is to deliver a truly exceptional experience tailored to your needs.

Expert Guidance for Every Stage of Homeownership

Whether you're buying your first home, refinancing, or taking on a renovation, I'm here to help make the mortgage journey smooth and straightforward. At PrimeLending, we’re proud to offer personalized guidance, clear communication, and timely results to help you reach your homeownership goals. From start to finish, my priority is to deliver a truly exceptional experience tailored to your needs.

Highlights

  • 400+ Home Loan Products to meet all your home financing goals
  • Local Market Expertise
  • Personalized Service
  • 1Day AdvantEDGE 1
  • Unique Buyers AdvantEDGE program 2
Modern Home

Our Mortgage Process

  • Step 1: Gather Financials
  • Step 2: Appraisal, Title Search and Inspection
  • Step 3: Underwriting
  • Step 4: Closing on the Loan
  • Step 5: Settle In and Relax

What Customers are Saying

Sue A.
Menifee, CA

I cannot say enough wonderful things about Mike Cahill at PrimeLending. From the very beginning of my home-buying process, Mike made me feel as though I were his only client. His responsiveness was remarkable. No question was too small, no concern was brushed aside, and I always felt that he was genuinely paying attention to what I needed.

And then came the unexpected calamity of a street-name glitch that could have delayed closing. Instead, Mike and the team at PrimeLending handled it flawlessly. They stayed on top of the situation, communicated with me throughout, and worked through the problem with a level of professionalism and competence that was incredibly reassuring.  Closing was on time.

Buying a home can be stressful enough without unexpected complications. Having someone like Mike in your corner makes an enormous difference. He was knowledgeable, responsive, patient, and extraordinarily attentive from start to finish.

I have bought homes before, and I can honestly say that Mike Cahill stands out among the very best professionals I have ever worked with. Ever.  If you are looking for a lender who will treat you like you are his most important client, I would recommend Mike without hesitation.

Five stars aren’t enough. Mike earned every one of them. ⭐⭐⭐⭐⭐

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Closed August 2026

Source: Google

Darryl V.
Corona, CA

Mike is was on top of everything from start to finish. We can’t thank Mike enough to for explaining the ins and outs of things to us. Mike was very helpful and professional. Great buying experience. We look forward to continued business in the future.

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Closed April 2023

Mike M.
Hampton, GA

I found Michael to be highly knowledgeable and proficient in his subject matter, demonstrating a deep understanding of the lending process. Michael's professional demeanor and expertise instilled a sense of confidence in me throughout the loan process. He was attentive to my needs and concerns, and always took the time to explain any questions I had in a clear and concise manner. I highly recommend Michael to anyone seeking a knowledgeable and professional loan officer.

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Closed April 2023

Why PrimeLending?

Since 1986, we have been a go-to mortgage lender for families across the country looking to achieve their homeownership dreams. Our national team of dedicated loan officers delivers unmatched mortgage service, support and guidance from application to closing and beyond. In today's fast-paced real estate market, you can count on us to be by your side throughout the home lending process to help you confidently finance your home.

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The Ratings

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*Required Field

1Restrictions apply. All loans subject to credit approval. Borrower may not own other real estate or rely on self-employment to qualify (W-2 or verified fixed income only). Limited to conventional/conforming loan for purchase of primary residence with a 20% down payment. Must submit application and required documentation via online application portal and integrated resources  and receive approve/eligible or accept from automated underwriting system. Refinance, investment, VA, FHA, USDA, jumbo, bond, down payment assistance programs, renovation, construction, and brokered out loans are not eligible. Will be subject to property meeting investor requirements. Eligible applications submitted after 1pm local time or on a weekend or company holiday  will be deemed submitted the next business day. Unforeseen circumstances excuses lender’s performance. Effective for applications after 11/3/23. Rates, fees, and offer terms subject to change. See https://www.primelending.com/legal-disclosures/1day-advantedge-terms-and-conditions for full details.

2Approval means an Underwriter has reviewed your application and has verified all necessary forms of income, assets, and credit. All loans subject to final credit approval and acceptable property. Conditions and restrictions may apply.

3Survey administered and managed by an independent third party following loan closing. 97% satisfaction rating refers to the average overall satisfaction rating our customers gave during the period 01/01/25-12/31/25.