Thank you Roy for another well executed loan application and funding experience. When we shop for another house in the future we hope we're able to come to you again.

H Bhiro is an excellent loan officer. He is very thorough and really cares about his clients.

He is trust worthy and is very honest.

Thank you for assisting me with this H Bhiro

Mr. Roy Bhiro, came highly recommended, and he did not disappoint...His dedication and simplicity in explanation of the entire process made our home searching and buying experience very enjoyable. His availability to accommodate us during evening hours was very helpful...Mr. Bhiro's Quality Control and Attention to Detail caused us to be ready 1 week prior to the scheduled closing date. "Oustanding!" My wife and I highly recommended Mr. Roy Bhiro without hesitation or reservation.

It has been a while since I purchased a home. Roy was extremely patient with me and answered all of my questions and concerns. He went above and beyond to ensure my interest was taken care of. I appreciate his patience and accessibility. I would not do business with anyone else again for mortgage or refinancing.

Our experience with Roy stress free His response to phone calls and texts and emails was prompt and always handled with understanding and clarity. He was so patient answering our many questions we never felt rushed. We will definitely recommend Roy to our family friends and business partners..

One of the best customer service that ever have always call for any simple details help me from day one to the closing, and still help me if I need anything

Friendly and courteous. He knew what he was doing and very professional. Got me to closing in a timely manner. I would recommend him to anyone. Thanks Roy!

This gentleman took time to really listen. He was professional and explained all the ins and outs of the process, He fought for us, as a result I now have a secured rate which is equivalent to peace of mind. Let this gentleman fight for you. You won’t regret it. Respectfully

Frank

Roy has closed and/or refinanced on many properties for us and he is always our Go-To on this. We would recommend him for any situation - even short sales or other.

Roy Bhiro was very knowledgeable and was instrumental in the success of my loan's closing. He went above and beyond to make sure that I had every opportunity to secure the loan and close quickly. It was a pleasure to work with Roy, and I will definitely be using his services again in the future.

We had the pleasure of working with Roy in two occasions, one for our first home and the second one for refinancing it. In both occasions the experience was exceptional. So many details he helped us navigate, so many questions he answered at length, patiently, thoroughly. You may feel at first you are doing business with him, you will feel you have gained a friend in the end.