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Home Loans Made Simple.

I'm Here To Help

Is buying, refinancing or renovating a home in your future? Let me help you achieve your homeownership goals through our simple and low hassle home loan process. I’ll be by your side delivering personalized service, professional guidance and timely results on the way to your ideal home loan.

Highlights

  • 400+ Home Loan Products to meet all your home financing goals
  • Local Market Expertise
  • Personalized Service
  • 1Day AdvantEDGE 1
  • Unique Buyers AdvantEDGE program 2
Highlights
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Why PrimeLending?

Since 1986, we have been a go-to mortgage lender for families across the country looking to achieve their homeownership dreams. Our national team of dedicated loan officers delivers unmatched mortgage service, support and guidance from application to closing and beyond. In today's fast-paced real estate market, you can count on us to be by your side throughout the home lending process to help you confidently finance your home.

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The Ratings

What Customers are Saying

Rhonda R.
Fairborn, OH
“Richard is a very personable, extremely knowledgable and very detail oriented Mortgage Loan Originator. I have had the privilege of hiring Richard several times to take care of my home mortgage loans and would highly recommend him to all my friends and family. My experience working with Richard was stress free from beginning to end and I can't thank him enough. He is and will always be the Loan Originator that I will always come back to for all mortgage needs.”
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Yaquoub & Beatriz G.
Kettering, OH
“Richard Winters is People Person, Well Communicator and an honest helpful Mortgage Loan Originator... Definitely I would work with him again.”
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Philip & Shannon M.
Bellbrook, OH
“Richard has been very helpful and proactive in helping us stay up to date and making sure we find the best program.”
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Modern Home

Our mortgage process

  • Step 1: Gather Financials
  • Step 2: Appraisal, Title Search and Inspection
  • Step 3: Underwriting
  • Step 4: Closing on the Loan
  • Step 5: Settle In and Relax

Discover Our Process

Which type of loan is right for you?

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*Required Field

1Restrictions apply. All loans subject to credit approval. Borrower may not own other real estate or rely on self-employment to qualify (W-2 or verified fixed income only). Limited to conventional/conforming loan for purchase of primary residence with a 20% down payment. Must submit application and required documentation via online application portal and integrated resources  and receive approve/eligible or accept from automated underwriting system. Refinance, investment, VA, FHA, USDA, jumbo, bond, down payment assistance programs, renovation, construction, and brokered out loans are not eligible. Will be subject to property meeting investor requirements. Eligible applications submitted after 1pm local time or on a weekend or company holiday  will be deemed submitted the next business day. Unforeseen circumstances excuses lender’s performance. Effective for applications after 11/3/23. Rates, fees, and offer terms subject to change. See https://www.primelending.com/legal-disclosures/1day-advantedge-terms-and-conditions for full details.

2Approval means an Underwriter has reviewed your application and has verified all necessary forms of income, assets, and credit. All loans subject to final credit approval and acceptable property. Conditions and restrictions may apply.

3Survey administered and managed by an independent third party following loan closing. 96% satisfaction rating refers to the average overall satisfaction rating our customers gave during the period 01/01/24-12/31/24.