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Valerie Haynes

Loan Originator | NMLS# ‍2171385

A registered originator with PrimeLending

Valerie HaynesHome Loans Made Simple.

Expert Guidance for Every Stage of Homeownership

Whether you're buying your first home, refinancing, or taking on a renovation, I'm here to help make the mortgage journey smooth and straightforward. At PrimeLending, we’re proud to offer personalized guidance, clear communication, and timely results to help you reach your homeownership goals. From start to finish, my priority is to deliver a truly exceptional experience tailored to your needs.

Expert Guidance for Every Stage of Homeownership

Whether you're buying your first home, refinancing, or taking on a renovation, I'm here to help make the mortgage journey smooth and straightforward. At PrimeLending, we’re proud to offer personalized guidance, clear communication, and timely results to help you reach your homeownership goals. From start to finish, my priority is to deliver a truly exceptional experience tailored to your needs.

Highlights

  • 400+ Home Loan Products to meet all your home financing goals
  • Local Market Expertise
  • Personalized Service
  • 1Day AdvantEDGE 1
  • Unique Buyers AdvantEDGE program 2
Modern Home

Our Mortgage Process

  • Step 1: Gather Financials
  • Step 2: Appraisal, Title Search and Inspection
  • Step 3: Underwriting
  • Step 4: Closing on the Loan
  • Step 5: Settle In and Relax

What Customers are Saying

Chance F.
Palmyra, VA

Val was different from the three other lenders I contacted. On our first call she took the time to have a discussion with me instead of just pushing to get an application submitted. I believe rate/fee structure is likely very similar between all lenders therefore the difference comes down to the quality of people you are working with. Val is one of those quality people and she is the reason Prime Lending holds our mortgage. When we move again Val will be the first and only call I make.

loanplicity teal smile

Closed May 2023

Source: MORTGAGECX

Anne N.
Winston-Salem, NC
Thank you so much for everything you did for our clients. I've worked my fair share of relocation and can honestly say you and PrimeLending have been the easiest, most timely and most professional to work with. You really kept the stress down for everyone. Would love to work together again soon!
loanplicity teal smile

Closed February 2022

Source: Email from realtor; published with permission

Stefanny G.
Dallas, TX
Valerie was wonderful to work with. From the beginning she was thorough in explaining my loan process, we closed 1 day before schedule, and she set me up with links to change my address, set up my utilities and update my drivers license. I would absolutely work with Valerie again in the future.
loanplicity teal smile

Closed August 2021

Why PrimeLending?

Since 1986, we have been a go-to mortgage lender for families across the country looking to achieve their homeownership dreams. Our national team of dedicated loan officers delivers unmatched mortgage service, support and guidance from application to closing and beyond. In today's fast-paced real estate market, you can count on us to be by your side throughout the home lending process to help you confidently finance your home.

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The Ratings

Contact me today

*Required Field

1Restrictions apply. All loans subject to credit approval. Borrower may not own other real estate or rely on self-employment to qualify (W-2 or verified fixed income only). Limited to conventional/conforming loan for purchase of primary residence with a 20% down payment. Must submit application and required documentation via online application portal and integrated resources  and receive approve/eligible or accept from automated underwriting system. Refinance, investment, VA, FHA, USDA, jumbo, bond, down payment assistance programs, renovation, construction, and brokered out loans are not eligible. Will be subject to property meeting investor requirements. Eligible applications submitted after 1pm local time or on a weekend or company holiday  will be deemed submitted the next business day. Unforeseen circumstances excuses lender’s performance. Effective for applications after 11/3/23. Rates, fees, and offer terms subject to change. See https://www.primelending.com/legal-disclosures/1day-advantedge-terms-and-conditions for full details.

2Approval means an Underwriter has reviewed your application and has verified all necessary forms of income, assets, and credit. All loans subject to final credit approval and acceptable property. Conditions and restrictions may apply.

3Survey administered and managed by an independent third party following loan closing. 97% satisfaction rating refers to the average overall satisfaction rating our customers gave during the period 01/01/24-12/31/24.