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Are you ready for an easy mortgage process? Call the Julie Howell Team today to get started. Your home mortgage is a click away.
Fall Savings Buydown

Lock In Lower Payments This Fall

For a limited time, get lower mortgage payments thanks to Fall Savings Buydown program,3 PrimeLending’s 1-0 temporary buydown which effectively lowers the interest rate on the first year of your FHA, VA or USDA loan. Contact me today and mention promo code FALL SAVINGS to get all the details.

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  • Certified Divorce Lending Professional
  • Specializes in home loans for self-employed borrowers
  • Been in the business since 2002
  • PrimeLending Power Producer since 2008
Highlights
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Why PrimeLending?

When you choose PrimeLending, you'll discover a home financing experience that's simple, transparent, and uniquely yours. For more than 35 years, we’ve been helping countless customers all across the country confidently navigate their home financing journey. You can count on our experienced team of mortgage experts to understand today's housing market and reliably provide quick answers, clear updates, and personalized service. For us, it really is about Home Loans Made Simple®. That's the PrimeLending promise to you.

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5-star Reviews From People Just Like You

Closed May 2022

This was the third loan from Prime Lending over 6 years. I am a Chase Private Client and Chase simply could not handle a loan application. Prime is far and away the best place to get a home loan. It was simple - quick and everything went like clockwork.

Kerry P.

Dallas, Texas

Closed April 2022

I want to Thank the PrimeLending Team, including Julie, Randi and Kelli which were wonderful on helping me purchase my first Home. They made the process a lot easier, especially for my age at 22, I didn't know much about purchasing a home. I Thank them so much, and I wish them nothing but the best.

Juan M.

Grand Prairie, Texas

Closed March 2022

The team we worked with was very professional, informed, and helpful. They streamlined the process for us and were available any time we had questions. Great experience! Very happy to recommend Julie and Randi!!

Margaret G.

Lubbock, Texas

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Our mortgage process

  • STEP 1: Gather Financials
  • STEP 2: Appraisal, Title Search and Inspection
  • STEP 3: Underwriting
  • STEP 4: Closing on the Loan
  • STEP 5: Settle In and Relax

Discover Our Process

Which type of loan is right for you?

Let's discuss your options,
connect with me today

 

1Restrictions apply. All loans subject to credit approval. Borrower may not own other real estate or rely on self-employment to qualify (W-2 or verified fixed income only). Limited to conventional/conforming loan for purchase of primary residence with a 20% down payment. Must submit application and required documentation via online application portal and integrated resources  and receive approve/eligible or accept from automated underwriting system. Refinance, investment, VA, FHA, USDA, jumbo, bond, down payment assistance programs, renovation, construction, and brokered out loans are not eligible. Will be subject to property meeting investor requirements. Eligible applications submitted after 1pm local time or on a weekend or company holiday  will be deemed submitted the next business day. Unforeseen circumstances excuses lender’s performance. Effective for applications after 11/3/23. Rates, fees, and offer terms subject to change. See https://www.primelending.com/legal-disclosures/1day-advantedge-terms-and-conditions for full details.

2Approval means an Underwriter has reviewed your application and has verified all necessary forms of income, assets, and credit. All loans subject to final credit approval and acceptable property. Conditions and restrictions may apply.

3Buydown 1-0 Option will be paid by PrimeLending. Rate discount applies only to first year.  Must apply for and lock loan through PrimeLending between 10/15/24 and 11/30/24. Loan must close by 02/28/25. Savings will reflect on the Closing Disclosure. Offer only available for FHA, VA, and USDA purchase loans. Excludes bond, broker, conventional products, high balance, jumbo products, portfolio products, construction loans, and refinances. Offer can be paired with PrimeLending VA No Lender Fees promotion; all other promotions are excluded. Certain loan programs do not allow buydowns. Additional restrictions may apply, contact a PrimeLending loan officer for details. Subject to credit approval.