Experience matters in mortgage
Are you ready for an easy mortgage process? Call the Julie Howell Team today to get started. Your home mortgage is a click away.
  • Certified Divorce Lending Professional
  • Specializes in home loans for self-employed borrowers
  • Been in the business since 2002
  • PrimeLending Power Producer since 2008

Why PrimeLending?

At PrimeLending, we believe people make the difference. When you call us, we’ll connect you with one of our 2,500 dedicated loan experts who can answer any questions you have and help you decide which of our 400 loan options is the best fit for you. You’ll see first-hand why PrimeLending continues to rank as a top-10 purchase lender by Scotsman Guide magazine. It’s because we have more than 30 years of experience in hiring people who are dedicated to providing the service, support and guidance you deserve. And because we’re committed to helping our borrowers achieve their goals through a simple and streamlined mortgage process.

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5-star Reviews From People Just Like You

Closed May 2022

This was the third loan from Prime Lending over 6 years. I am a Chase Private Client and Chase simply could not handle a loan application. Prime is far and away the best place to get a home loan. It was simple - quick and everything went like clockwork.

Closed April 2022

I want to Thank the PrimeLending Team, including Julie, Randi and Kelli which were wonderful on helping me purchase my first Home. They made the process a lot easier, especially for my age at 22, I didn't know much about purchasing a home. I Thank them so much, and I wish them nothing but the best.

Closed March 2022

The team we worked with was very professional, informed, and helpful. They streamlined the process for us and were available any time we had questions. Great experience! Very happy to recommend Julie and Randi!!
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Our mortgage process

  • STEP 1: Apply and Gather Financials
  • STEP 2: Appraise & Verify Property
  • STEP 3: Process & Underwrite Loan
  • STEP 4: eClose3
  • STEP 5: Settle in & Relax

Let's discuss your options,
connect with me today



1Restrictions apply. All loans subject to credit approval. Borrower may not own other real estate or rely on self-employment to qualify (W-2 or verified fixed income only). Limited to conventional/conforming loan for purchase of primary residence with a 20% down payment. Must submit application and required documentation via online application portal and integrated resources  and receive approve/eligible or accept from automated underwriting system. Refinance, investment, VA, FHA, USDA, jumbo, bond, down payment assistance programs, renovation, construction, and brokered out loans are not eligible. Will be subject to property meeting investor requirements. Eligible applications submitted after 1pm local time or on a weekend or company holiday  will be deemed submitted the next business day. Unforeseen circumstances excuses lender’s performance. Effective for applications after 11/3/23. Rates, fees, and offer terms subject to change. See https://www.primelending.com/legal-disclosures/1day-advantedge-terms-and-conditions for full details.

2Approval means an Underwriter has reviewed your application and has verified all necessary forms of income, assets, and credit. All loans subject to final credit approval and acceptable property. Conditions and restrictions may apply.

3eClose allows for electronic signing of most (not all) documents prior to closing.