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Home Loans Made Simple.
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Is buying, refinancing or renovating a home in your future? Let me help you achieve your homeownership goals through our simple and low hassle home loan process. I’ll be by your side delivering personalized service, professional guidance and timely results on the way to your ideal home loan.
highlights
  • 400+ Home Loan Products to meet all your home financing goals
  • Local Market Expertise
  • Personalized Service
  • 1Day AdvantEDGE 1
  • Unique Buyers AdvantEDGE program 2
Highlights
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Why PrimeLending?

When you choose PrimeLending, you'll discover a home financing experience that's simple, transparent, and uniquely yours. For more than 35 years, we’ve been helping countless customers all across the country confidently navigate their home financing journey. You can count on our experienced team of mortgage experts to understand today's housing market and reliably provide quick answers, clear updates, and personalized service. For us, it really is about Home Loans Made Simple®. That's the PrimeLending promise to you.

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5-star Reviews From People Just Like You

Closed September 2022

John was amazing to work with. We had several obstacles during our home build, but we could always count on John to make the changes we need without any delay. We have worked with John before, have referred family and friends and will only use John for our home loans. Thank you, John Jeffries!

Michael C.

Wiggins, CO

I am a disabled veteran, who can easily be stressed out due to time constraints, and John Jefferies understood this completely. He was calm and reassuring through the entire process. He understands his job and the process more than any other mortgage lender I have ever spoken to.

Dawnyael C.

Blue Springs, MO

Closed January 2022

Thank you John for getting us settled! We cannot thank you enough for your non-stop question answering and advice. We are thankful for you, your trusted company and will continue to tell our friends and family how well PrimeLending treats us each time.  

Brian & Lacie B.

Richmond, MO

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Our mortgage process

  • STEP 1: Gather Financials
  • STEP 2: Appraisal, Title Search and Inspection
  • STEP 3: Underwriting
  • STEP 4: Closing on the Loan
  • STEP 5: Settle In and Relax

Discover Our Process

Which type of loan is right for you?

Let's discuss your options,
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1Restrictions apply. All loans subject to credit approval. Borrower may not own other real estate or rely on self-employment to qualify (W-2 or verified fixed income only). Limited to conventional/conforming loan for purchase of primary residence with a 20% down payment. Must submit application and required documentation via online application portal and integrated resources  and receive approve/eligible or accept from automated underwriting system. Refinance, investment, VA, FHA, USDA, jumbo, bond, down payment assistance programs, renovation, construction, and brokered out loans are not eligible. Will be subject to property meeting investor requirements. Eligible applications submitted after 1pm local time or on a weekend or company holiday  will be deemed submitted the next business day. Unforeseen circumstances excuses lender’s performance. Effective for applications after 11/3/23. Rates, fees, and offer terms subject to change. See https://www.primelending.com/legal-disclosures/1day-advantedge-terms-and-conditions for full details.

2Approval means an Underwriter has reviewed your application and has verified all necessary forms of income, assets, and credit. All loans subject to final credit approval and acceptable property. Conditions and restrictions may apply.