If you're searching for a knowledgeable, compassionate and highly experienced mortgage loan officer in St. Louis, Missouri, Laurie Phillips delivers more than just financing—she provides confidence, guidance and peace of mind throughout the homebuying process.

With over two decades of mortgage experience, Laurie began her career in the Colorado Rockies and Sun Valley, Idaho, building a trusted reputation in high-end mountain resort markets. Since relocating to Missouri in 2015, she’s brought her boutique lending style and concierge-level service to the Greater St. Louis area, helping clients across Chesterfield, Wildwood, St. Charles, Clayton, Kirkwood and surrounding communities.

As a local mortgage expert rooted in the community, Laurie believes homeownership should feel empowering, not overwhelming. She partners closely with clients and their buying agents to ensure every step of the transaction is smooth, strategic and low stress. Whether you're a first-time homebuyer in St. Louis County, a Veteran in St. Charles or building your dream home in Franklin County, Laurie offers customized solutions to fit your goals.

Laurie specializes in a wide range of home loan programs including:

• Jumbo loans for luxury properties
• First-time homebuyer (FTHB) programs
• Government-backed loans such as FHA, VA, and USDA
• Construction and Renovation loans for ground-up or fixer-upper projects
• Non-QM and DSCR loans for self-employed and investor clients*

As a PrimeLending loan officer, she is supported by the national strength and stability of a lender licensed in all 50 states.

Outside of the office, Laurie embraces life as an outdoor enthusiast. She lives on a small ranch just outside St. Louis, where she enjoys hiking, gardening, skiing, boating and spending time with her beloved horses, dogs and cats. She’s passionate about sustainability, the environment and animal advocacy—values that mirror her caring, client-first approach in every transaction.

If you’re looking for a local mortgage loan officer in St. Louis, Missouri, who blends elite service with Midwest heart, reach out to Laurie Phillips today. She’ll help you navigate your mortgage with clarity, confidence and concierge-level care.

*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.