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Home Loans Made Simple.

I'm Here To Help

Is buying, refinancing or renovating a home in your future? Let me help you achieve your homeownership goals through our simple and low hassle home loan process. I’ll be by your side delivering personalized service, professional guidance and timely results on the way to your ideal home loan.

Highlights

  • 400+ Home Loan Products to meet all your home financing goals
  • Local Market Expertise
  • Personalized Service
  • 1Day AdvantEDGE 1
  • Unique Buyers AdvantEDGE program 2
Highlights
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Why PrimeLending?

When you choose PrimeLending, you'll discover a home financing experience that's simple, transparent, and uniquely yours. For more than 35 years, we’ve been helping countless customers all across the country confidently navigate their home financing journey. You can count on our experienced team of mortgage experts to understand today's housing market and reliably provide quick answers, clear updates, and personalized service. For us, it really is about Home Loans Made Simple®. That's the PrimeLending promise to you.

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5-Star Reviews From People Just Like You

We are as happy as we can be! By working with Rick Carrie we could finally after 18 months refinance our home with success. After many others turned us down, we were introduced to Rick Carrie. Like a lot of other people, our income to expense ratio was not where we would have liked it to be and no one else wanted to work with us, except Rick. Even though it took some time, he never gave up on finding the right products to meet our needs. His advantage is knowing the local market and the people who make it possible. We’re so thankful for Rick because if we could not have refinanced our home, it would be for sale now and we would be praying that it sold quickly. Thanks to Rick Carrie we are still sleeping peacefully in our own home without worry about tomorrow. Thank you, Rick. You have made a tremendous difference in our lives and we are grateful for you.

Karl and Kacey H.

Davis, CA

It has been an amazing experience to work with Rick Carrie, he has been professional, dedicated, understanding, and has lead us through every step of the way in regards to financing our home. He is a person who truly listens to your needs and crafts a mortgage to best fit your needs as a home buyer. I look forward to doing future business with him and will recommend him to anybody looking to purchase a home.

Shane C.

Lincoln, CA

Rick has been a fantastic resource in our search for a home and the financing to purchase it. He began our search with education on the current mortgage market place, needs, requirements and, importantly, ideas about options for us. During this tight market with multiple offers, he has been incredibly responsive in pre-approvals for several properties as well as helping us think outside the box for various properties. Rick has continued all this with a great sense of humor and compassion as we continued our search. Rick and his team have been great resources for us and I recommend them to anyone.

Sean and Jennifer D.

San Francisco, CA

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Our mortgage process

  • Step 1: Gather Financials
  • Step 2: Appraisal, Title Search and Inspection
  • Step 3: Underwriting
  • Step 4: Closing on the Loan
  • Step 5: Settle In and Relax

Discover Our Process

Which type of loan is right for you?

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1Restrictions apply. All loans subject to credit approval. Borrower may not own other real estate or rely on self-employment to qualify (W-2 or verified fixed income only). Limited to conventional/conforming loan for purchase of primary residence with a 20% down payment. Must submit application and required documentation via online application portal and integrated resources  and receive approve/eligible or accept from automated underwriting system. Refinance, investment, VA, FHA, USDA, jumbo, bond, down payment assistance programs, renovation, construction, and brokered out loans are not eligible. Will be subject to property meeting investor requirements. Eligible applications submitted after 1pm local time or on a weekend or company holiday  will be deemed submitted the next business day. Unforeseen circumstances excuses lender’s performance. Effective for applications after 11/3/23. Rates, fees, and offer terms subject to change. See https://www.primelending.com/legal-disclosures/1day-advantedge-terms-and-conditions for full details.

2Approval means an Underwriter has reviewed your application and has verified all necessary forms of income, assets, and credit. All loans subject to final credit approval and acceptable property. Conditions and restrictions may apply.