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Home Loans Made Simple.

I'm Here To Help

Is buying, refinancing or renovating a home in your future? Let me help you achieve your homeownership goals through our simple and low hassle home loan process. I’ll be by your side delivering personalized service, professional guidance and timely results on the way to your ideal home loan.

Highlights

  • 400+ Home Loan Products to meet all your home financing goals
  • Local Market Expertise
  • Personalized Service
  • 1Day AdvantEDGE 1
  • Unique Buyers AdvantEDGE program 2
Highlights
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Why PrimeLending?

Since 1986, we have been a go-to mortgage lender for families across the country looking to achieve their homeownership dreams. Our national team of dedicated loan officers delivers unmatched mortgage service, support and guidance from application to closing and beyond. In today's fast-paced real estate market, you can count on us to be by your side throughout the home lending process to help you confidently finance your home.

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The Ratings

What Customers are Saying

Masudal K.
McKinney, TX
Terry Fann has been amazing to work with. Excellent communication skills. Always reachable and prompt. Kept me well informed every step of the way. The best loan officer i've worked with thus far! / Thank you, Terry!
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Jeff F.
Richardson, TX
Terry, I want to take the time to thank you and your team for your efforts in financing our new home. We had many hiccups in the buying process, however the mortgage was not one of them. You and your team did and excellent job helping us through the process, beating my expectations for being ready to close, and seeing everything through to the end. I never thought I would say this, but getting a mortgage was by far the easiest, most pain free part of the buying process. I will be quick to recommend Prime Lending, Allen to anyone purchasing a home or refinancing. Thanks again and have a great holiday weekend!
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Stephanie K.
Corinth, TX
Terry was seriously a Godsend!!! After a terrible, month long experience with Chase, my realtor suggested I call Terry. She assured me that he was awesome and that he would be able to process my loan, no problem. Sure enough, he had me approved in less than a week and we closed exactly nine days after I contacted him!!!! I was super impressed with him from the get go. Terry did a great job of explaining things and he was always there to answer my calls when I had questions. My only regret is that I didn't call him first! He is truly amazing!
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Modern Home

Our mortgage process

  • Step 1: Gather Financials
  • Step 2: Appraisal, Title Search and Inspection
  • Step 3: Underwriting
  • Step 4: Closing on the Loan
  • Step 5: Settle In and Relax

Discover Our Process

Which type of loan is right for you?

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*Required Field

1Restrictions apply. All loans subject to credit approval. Borrower may not own other real estate or rely on self-employment to qualify (W-2 or verified fixed income only). Limited to conventional/conforming loan for purchase of primary residence with a 20% down payment. Must submit application and required documentation via online application portal and integrated resources  and receive approve/eligible or accept from automated underwriting system. Refinance, investment, VA, FHA, USDA, jumbo, bond, down payment assistance programs, renovation, construction, and brokered out loans are not eligible. Will be subject to property meeting investor requirements. Eligible applications submitted after 1pm local time or on a weekend or company holiday  will be deemed submitted the next business day. Unforeseen circumstances excuses lender’s performance. Effective for applications after 11/3/23. Rates, fees, and offer terms subject to change. See https://www.primelending.com/legal-disclosures/1day-advantedge-terms-and-conditions for full details.

2Approval means an Underwriter has reviewed your application and has verified all necessary forms of income, assets, and credit. All loans subject to final credit approval and acceptable property. Conditions and restrictions may apply.

3Survey administered and managed by an independent third party following loan closing. 96% satisfaction rating refers to the average overall satisfaction rating our customers gave during the period 01/01/24-12/31/24.