Cherity Freeze

Loan Originator | NMLS# ‍400487

A registered originator with PrimeLending

618-420-3129 |

cherity.freeze@primelending.com

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I'm Here To Help

If you're looking to buy a home in O’Fallon, Edwardsville, Belleville, or other thriving communities across Illinois and Missouri, I specialize in helping homebuyers navigate the unique lending opportunities available in these areas. Whether you're a first-time homebuyer exploring down payment assistance programs, a military family stationed near Scott Air Force Base seeking a VA loan, or a buyer interested in renovation loans to customize your dream home, I provide tailored mortgage solutions to fit your needs. The St. Louis metropolitan area offers a diverse range of housing options, from historic neighborhoods in Webster Groves to modern developments in Chesterfield, and I’m here to guide you through the lending process to make homeownership simple.

Buy a Home

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Renovation

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Refinance

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VA Loans

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Highlights

400+ Home Loan Products to meet all your home financing goals
Local Market Expertise
Personalized Service
1Day AdvantEDGE ¹
Unique Buyers AdvantEDGE program ²

Our Mortgage Process

Step 1: Gather Financials
Step 2: Appraisal, Title Search and Inspection
Step 3: Underwriting
Step 4: Closing on the Loan
Step 5: Settle In and Relax

Discover Our Process

What Customers are Saying

Megan D.

Wood River, IL

I had a 10/10, 100% amazing experience with Cherity & her assistant, Whitney. They were there for me every step of the way & really took the fear out of this process. They deserve the highest level of recognition!

Closed September 2025

Angela A.

Belleville, IL

Cherity Freeze did an exceptional job. In addition to helping me step of the way, she took the time to explain everything and even when she way busy, she took time to make sure I was taken care of. I felt like a priority and couldn’t have had a better person helping me. Whitney also did a phenomenal job and both ladies deserve high accolades.

Closed August 2025

Dedrick G.

Caseyville, IL

Cherity was amazing! She was very personal and easy to talk to. I would 100% recommend Cherity Freeze to my family and friends!

Closed June 2025

Why PrimeLending?

Since 1986, we have been a go-to mortgage lender for families across the country looking to achieve their homeownership dreams. Our national team of dedicated loan officers delivers unmatched mortgage service, support and guidance from application to closing and beyond. In today's fast-paced real estate market, you can count on us to be by your side throughout the home lending process to help you confidently finance your home.

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