Turn Possibilities into Perfection
Renovation loans don’t have to be a headache. If a home has potential and you have a vision, a PrimeLending mortgage makes it happen with one approval, one closing and one simple monthly payment. Whether you want to make buying a home more affordable or add value to your current home, our wide range of renovation loans and best-in-class process1 will help you create the home you've always wanted.
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Flexible Financing Options for Your Renovation
We offer simplified mortgage options whether you’re buying a fixer upper or want to refresh the home you’re already in. With a renovation loan from PrimeLending, you can roll the costs of repairs or upgrades into your mortgage, offering you:
- ONE LOANcovers the purchase or refinance amount, plus renovation costs
- A FASTER FINISHsince work can begin immediately after closing/funding
- SIMPLICITYwith just one application, one closing, and one monthly payment
By combining the purchase price and renovation costs into one loan, you can use a renovation mortgage to make buying a home more affordable. From updating a fixer-upper to getting a deal on a home in your preferred neighborhood, our renovation loans help you open the door to more possibilities.
Whether your home needs a full renovation or a little makeover, a renovation refinance loan can help you remodel to better fit your lifestyle. We will help you refinance your mortgage to include the cost of renovations so you still have one simple monthly payment.
Advantages of a PrimeLending Renovation Mortgage
- Wide Range of Loan Options — From total renovations to cosmetic updates, we have 28 renovation mortgage programs to finance nearly every project.
- One Loan, One Payment — All costs, including the sales price and renovation costs, are rolled into one mortgage with one monthly payment.
- Easy Project Payments — After closing, PrimeLending handles all fund distributions to the contractor upon completion of each milestone.
- Renovation Experts — We have a dedicated renovation support team that knows how to navigate this process and keep things moving on schedule.
- More Value for Your Money — Home renovations are a great way to increase your home's value and your equity Plus, it's tax deductible!2
Why PrimeLending?
putting people first
Since 1986, PrimeLending has kept our focus on people, their homes, and their financial well-being now and in the future.
Service Beyond Expectations
You can trust me to listen to what you want so I can offer you more home loan options and help you find the right fit.
Expertise and Support
I’ll be by your side through the entire mortgage process to ensure your experience is as seamless as possible.
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1The MortgageCX® Best-In-Class Lender Awards presented by the Stratmor Group in 2025.
2PrimeLending is not authorized to give tax advice. Please consult your tax adviser for tax advice for your specific situation
